440 Chase Cir, Cornelia, GA 30531 Property Records

Habersham County property record for 440 Chase Cir, Cornelia, GA 30531

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,344 sqft · built 1979
Lot Size0.57 acres (24,829 sqft)
OwnerIndividual Name on Record
Tax Bill$1,069 (2026)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN083 072

Property Details

APN / Parcel Number

Primary APN083 072
Alternative APNs
  • 654341
  • 394994

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,344 sqft Heated Area
Gross Area1,680 sqft
1st Floor Area1,344 sqft
FlooringParquet
Interior WallsPlywood

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area24,829 sqft (0.57 acres)
Lot Width190 ft Width

Exterior Amenities

PorchSlab
Porch Area96 sqft
Deck Area240 sqft
Patio Area240 sqft
Canopy400 sqft
Storage Building160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number394994
Street Address440 CHASE CIR
CityCORNELIA
StateGA
Zip30531-5410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLI
Legal Description10-114 LT 22 PB 15-159 772-666
Legal SubdivisionCHASE HEIGHTS
Legal Lot Number22
JurisdictionHABERSHAM GA
Township / Civil DivisionCORNELIA
Census Block Group1
Census Block1006
Census Tract501

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address440 CHASE CIR, CORNELIA, GA 30531-5410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Property Address440 CHASE CIR, CORNELIA, GA 30531-5410
Transaction TypeMortgage
Record UpdatedJan 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 CHASE CIR, CORNELIA, GA 30531-5410

Mortgage

Document Number0000001288/0000000235
DateDec 9, 2021
Book Page0000001288/0000000235
Lender
NameAMERISAVE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 1, 2031

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,069.00 Homeowner's exemption$76,880 (+69.86%) Land $5,000 Building $71,880$192,200 (+69.86%) Land $12,500 Building $179,700
2023Homeowner's exemption$45,260 (+21.2%) Land $11,200 Building $34,060$113,150 (+21.2%) Land $28,000 Building $85,150
2022Homeowner's exemption$37,344 Land $8,000 Building $29,344$93,360 Land $20,000 Building $73,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 74% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORNELIA
serves 6,130 people · EPA ID GA1370003
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TrailWave
Fiber
1,000 / 1,000
Windstream
Cable
1,000 / 25
Verizon
Fixed Wireless
300 / 20

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