440 Chandler St, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 440 Chandler St, Worcester, MA 01602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,618 sqft · built 1910
Lot Size	0.211 acres (9,207 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Dec 2019)
Tax Bill	$6,397 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-036-25+26`

Property Details

APN / Parcel Number

Primary APN	`24-036-25+26`
Alternative APN	`WORC M:24 B:036 L:25+26`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,618 sqft Living Area
Gross Area	5,474 sqft
1st Floor Area	1,338 sqft
Attic	Attic
Attic Area	1,280 sqft
Basement Area	1,310 sqft
Unfinished Basement	1,310 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Hip
Roof Material	Slate
Lot Area	9,207 sqft (0.211 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	24-036-25+26
Street Address	440 CHANDLER ST
City	WORCESTER
State	MA
Zip	01602-2916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Subdivision	PLANF WEST SIDE MANOR
Legal Block	36
Legal Lot Number	25+26
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2018
Census Tract	730901

Owner

440 Chandler St is owned and occupied by an individual who bought it in December 2019.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	440 CHANDLER ST, WORCESTER, MA 01602-2916
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2019 · Amount on File
Deed Sale	Dec 20, 2019 · Amount on File
Prior Sale	Dec 31, 2015 · Amount on File
Deed Document Number	2019139310
Deed Book / Page	61633 / 367
Prior Transfer Date	Dec 18, 2019
Prior Transfer Doc	61633-367
Record Updated	Oct 29, 2026

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 20, 2019
Property Address	440 CHANDLER ST, WORCESTER, MA 01602-2916
Document Number	61633-367
Book / Page	61633 / 367
Instrument Date	Dec 18, 2019
Instrument	139310
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 CHANDLER ST, WORCESTER, MA 01602-2916

Mortgage

Document Number	139311
Date	Dec 20, 2019
Instrument	139311

Lender

Name	INLAND BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 440 Chandler St was $6,397, up 2.7% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,397.00 (+2.71%)	$481,700 (+2.01%) Land $124,300 Building $357,400	$559,916 (+10.17%)
2025	$6,228.00	$472,200 Land $118,400 Building $353,800	$508,250 (+7.73%)
2024			$471,770
2023	$5,868.00	$409,200 Land $102,900 Building $306,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Chandler St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 440 Chandler St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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