440 Central Hts, Lexington, NC 27295 Property Records

Davidson County property record for 440 Central Hts, Lexington, NC 27295

Property Summary

Property Type	Commercial
Details	2 ba · 8,950 sqft · built 2005
Lot Size	2.45 acres (106,722 sqft)
Owner	Company Name on File
Last Sale	$165,000 (Feb 2009)
Tax Bill	$8,195 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Nov 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-338-0-000-0009`

Property Details

APN / Parcel Number

Primary APN	`11-338-0-000-0009`
Alternative APN	`9098654`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	8,950 sqft Total Area
1st Floor Area	6,650 sqft
Safe Room	Safe Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Type	Rigid Frame Bar Joist
Roof Material	Composition Shingle
Lot Area	106,722 sqft (2.45 acres)
Lot Width	100 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9098654
Street Address	440 CENTRAL HTS
City	LEXINGTON
State	NC
Zip	27295
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B
Legal Description	L9 BK1905-926 SER RD ALONG
Jurisdiction	DAVIDSON NC
Township / Civil Division	LEXINGTON
Census Block Group	3
Census Block	3000
Census Tract	61204

Owner

Source: Davidson County assessment roll, as of September 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	6421 HIDDEN SPRINGS RD, DENTON, NC 27239-8274
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2017	Deed of Trust, Mortgage THE FIDELITY BANK
Nov 9, 2017	Deed of Trust, Mortgage · Construction Mortgage THE FIDELITY BANK
Dec 13, 2018	Deed of Trust, Mortgage THE FIDELITY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 13, 2009 · Amount on Record
Deed Sale	Feb 13, 2009 · Amount on Record
Prior Sale	Oct 14, 2008 · Amount on Record
Deed Document Number	200934488
Deed Book / Page	1905 / 926
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	440 CENTRAL HTS, LEXINGTON, NC 27295
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022921139
Date	Nov 9, 2017
Book Page	2292/1139
Instrument	2017000024338

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	LEXINGTON, NC 27292

Agreement

Amount	Amount Recorded

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	440 CENTRAL HTS, LEXINGTON, NC 27295
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022921179
Date	Nov 9, 2017
Book Page	2292/1179
Instrument	2017000024358

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	LEXINGTON, NC 27292

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 9, 2018

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	440 CENTRAL HTS, LEXINGTON, NC 27295
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 CENTRAL AVE, LEXINGTON, NC 27292-2634

Mortgage

Document Number	0023401821
Date	Dec 13, 2018
Book Page	2340/1821
Instrument	2018000025127

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	LEXINGTON, NC 27292

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Davidson County assessment roll, as of September 11, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Municipality	Lexington City
Unified School District	Lexington City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,195.00 (-0.75%)	$630,360 (-)	$630,360 (-) Land $128,070 Building $502,290
2023	$8,257.00	$630,360	$630,360 Land $128,070 Building $502,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LEXINGTON serves 19,632 people · EPA ID NC0229010
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019 Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Uniti Group Cable · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Surry Telephone Membership.

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