Nassau County and Hempstead Town property record for 440 Central Ave, #446, Cedarhurst, NY 11516
| Property Type | Commercial |
|---|---|
| Details | 15,804 sqft · built 1922 |
| Lot Size | 0.208 acres (9,059 sqft) |
| Owner | Company Name on File |
| Tax Bill | $49,868 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-418-00-0232 |
| Primary APN | 39-418-00-0232 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 15,804 sqft Gross Area |
| 1st Floor Area | 15,804 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 9,059 sqft (0.208 acres) |
| Lot Dimensions | 11.2 ft deep x 8 ft wide |
| View / Lot | Major Commercial Strip |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 39418 02320 |
|---|---|
| Street Address | 440 CENTRAL AVE, 446 |
| City | CEDARHURST |
| State | NY |
| Zip | 11516-1907 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | TOWN #1 SCH DIST 015 |
| Legal Block | 418 |
| Legal Lot Number | 232 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 411200 |
Source: Nassau County and Hempstead Town records, as of June 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 450 CENTRAL AVE, 452, CEDARHURST, NY 11516-1907 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 9, 2025 | Deed of Trust, Mortgage INTERAUDI BANK |
| Oct 14, 2020 | Deed of Trust, Mortgage WELLS FARGO TRADE CAP SVCS |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 440 CENTRAL AVE # 446, 446, CEDARHURST, NY 11516-1907 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 453 7TH AVE 21, 21, NEW YORK, NY 10001-2009 |
| Document Number | M481620381 |
|---|---|
| Date | Oct 9, 2025 |
| Book Page | M48162/381 |
| Instrument | 2025-65120 |
| Name | INTERAUDI BANK |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10022 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 440 CENTRAL AVE # 446, 446, CEDARHURST, NY 11516-1907 |
| Document Number | 0446980118 |
| Instrument Date | Oct 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 501 FASHION AVE NEW YORK NY 100185903, NEW YORK, NY 10018-5903 |
| Document Number | 0446980118 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 044698/000118 |
| Instrument | 105143 |
| Name | WELLS FARGO TRADE CAP SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | 100 PARK AVE, NEW YORK, NY 10017-5516 |
| Amount | Amount on Record |
|---|
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Cedarhurst Village |
| Unified School District | Lawrence Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,705 (-) Land $3,261 Building $11,444 | $1,470,500 (-) | |
| 2025 | $49,868.00 (-8.93%) | ||
| 2023 | $54,755.00 | $14,705 Land $3,261 Building $11,444 | $1,470,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 10 (1980–2011) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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