440 Capes Dr, Tillamook, OR 97141 Property Records

Tillamook County property record for 440 Capes Dr, Tillamook, OR 97141

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,698 sqft · built 1992
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Trust Names on File
Last Sale	$850,000 (Sep 2025)
Tax Bill	$5,044 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1S1031-BA-00500`

Property Details

APN / Parcel Number

Primary APN	`1S1031-BA-00500`
Alternative APNs	`R0390738` `390738`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,698 sqft Living Area
Gross Area	3,022 sqft
1st Floor Area	774 sqft
2nd Floor Area	774 sqft
Basement Area	774 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2013
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	88 sqft

Utilities, Heating & Cooling

Heating System	Zoned

Location & Zoning

Account Number	390738
Street Address	440 CAPES DR
City	TILLAMOOK
State	OR
Zip	97141-8130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-2
Legal Description	CAPES, THE LOT 41
Legal Range	10W
Legal Township	01S
Legal Section	31
Legal Subdivision	CAPES, THE
Legal Lot Number	41
Jurisdiction	TILLAMOOK OR
Township / Civil Division	TILLAMOOK
Census Block Group	3
Census Block	3027
Census Tract	960600

Owner

440 Capes Dr is held in a trust since September 2025.

Source: Tillamook County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	13632 SW MOUNTAIN RIDGE CT, PORTLAND, OR 97224-1719
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed of Trust, Mortgage · Line of Credit FIBRE FCU
Mar 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 16, 2025	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Jun 15, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Aug 30, 2019	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2025 · Amount on File
Deed Sale	Sep 16, 2025 · Amount on File
Prior Sale	Jun 15, 2023 · Amount on File
Deed Document Number	20254006
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TILLAMOOK OR
Property Address	440 CAPES DR, TILLAMOOK, OR 97141-8130
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 CAPES DR, TILLAMOOK, OR 97141-8130

Mortgage

Document Number	0000005021
Date	Aug 8, 2022
Instrument	2022-05021

Lender

Name	FIBRE FCU
Type	Credit Union
Address	LONGVIEW, WA 98632

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TILLAMOOK OR
Property Address	440 CAPES DR, TILLAMOOK, OR 97141-8130
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001765
Date	Mar 15, 2022
Instrument	2022-01765

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TILLAMOOK OR
Recording Date	Sep 16, 2025
Property Address	440 CAPES DR, TILLAMOOK, OR 97141-8130
Document Number	0000004006
Map Reference	CAB B SL 345
Instrument Date	Sep 15, 2025
Instrument	2025-04006
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13632 SW MOUNTAIN RIDGE CT, TIGARD, OR 97224-1719

Mortgage

Document Number	0000004007
Date	Sep 16, 2025
Instrument	2025-04007

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.45%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.4%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.4%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TILLAMOOK OR
Recording Date	Jun 15, 2023
Property Address	440 CAPES DR, TILLAMOOK, OR 97141-8130
Document Number	0000002536
Map Reference	CAB B SL 345
Instrument Date	Jun 13, 2023
Instrument	2023-02536
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	476 MCARTHUR DR, LONE TREE, CO 80124-9614

Mortgage

Document Number	0000002537
Date	Jun 15, 2023
Instrument	2023-02537

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	Other
Max Rate	10.8%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TILLAMOOK OR
Recording Date	Aug 30, 2019
Property Address	440 CAPES DR, TILLAMOOK, OR 97141-8130
Document Number	0000005257
Map Reference	CAB B SL 345
Instrument Date	Aug 21, 2019
Instrument	2019-5257
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	TICOR TITLE COMPANY OF OR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	440 CAPES DR, TILLAMOOK, OR 97141-8130

Mortgage

Document Number	0000005258
Date	Aug 30, 2019
Instrument	2019-5258

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 440 Capes Dr was $5,044, up 4.6% from the year before.

Source: Tillamook County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Tillamook County
Unified School District	Tillamook School District 9 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,044.00 (+4.65%)	$394,050 (+3%) Land $118,320 Building $275,730	$714,990 (+7.86%) Land $167,780 Building $547,210
2024	$4,820.00 (+5.03%)	$382,580 (+7.79%) Land $114,870 Building $267,710	$662,900 (+10.99%) Land $163,840 Building $499,060
2023	$4,589.00 (+2.89%)	$354,920 (+3%) Land $111,520 Building $243,400	$597,270 (+18.5%) Land $133,330 Building $463,940
2022	$4,460.00	$344,590 Land $108,270 Building $236,320	$504,010 Land $123,090 Building $380,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 440 Capes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	34 units insured incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Capes Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NETARTS WATER DISTRICT serves 1,800 people · EPA ID OR4100556
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Capes Dr

Nearby Streets

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