440 Cambridge St, #2, Cambridge, MA 02141 Property Records

Middlesex County and Cambridge City property record for 440 Cambridge St, #2, Cambridge, MA 02141

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,815 sqft · built 1900
Lot Size	0.055 acres (2,424 sqft)
Owner	Individual Name on Record
Last Sale	$1,430,000 (Nov 2025)
Tax Bill	$6,974 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CAMB M:00023 L:0013100002`

Property Details

APN / Parcel Number

Primary APN	`CAMB M:00023 L:0013100002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,815 sqft Living Area
1st Floor Area	1,815 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Lot Area	2,424 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	440 CAMBRIDGE ST, 2
City	CAMBRIDGE
State	MA
Zip	02141-1113
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	1
Census Block	1005
Census Tract	352200

Owner

Source: Middlesex County and Cambridge City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	440 CAMBRIDGE ST, 2, CAMBRIDGE, MA 02141-1113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · ARM FIRST REPUBLIC BANK
Nov 14, 2025	Condominium Deed, Transfer · Conventional Mortgage LEADER BANK NA
Mar 25, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	Feb 5, 2020 · Amount on Record
Deed Book / Page	84879 / 455
Prior Transfer Date	Feb 5, 2021
Prior Transfer Doc	077331-585
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	440 CAMBRIDGE ST # 2, 2, CAMBRIDGE, MA 02141-1113
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080388-89
Date	Jul 5, 2022
Book Page	80388/89
Instrument	102385

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.2%
Type Change Date	Oct 1, 2027
Index	1-Year CMT

November 2025: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Nov 14, 2025
Property Address	440 CAMBRIDGE ST # 2, 2, CAMBRIDGE, MA 02141-1113
Document Number	084879-455
Book / Page	84879 / 455
Instrument Date	Nov 14, 2025
Instrument	139944
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 CAMBRIDGE ST # 2, 2, CAMBRIDGE, MA 02141-1113

Mortgage

Document Number	0000139945
Date	Nov 14, 2025
Instrument	139945

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Type Change Date	Dec 1, 2030
Index	Other

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Mar 25, 2021
Property Address	440 CAMBRIDGE ST # 2, 2, CAMBRIDGE, MA 02141-1113
Document Number	077331-585
Book / Page	77331 / 585
Instrument Date	Feb 5, 2021
Instrument	67036
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 BEACON ST APT 3, 3, BOSTON, MA 02116-1331

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,974.00 (+5.36%)	$1,098,300 (-1.76%) Building $1,098,300	$1,333,230
2024	$6,619.00	$1,118,000 Building $1,118,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1985–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1998 · Heavy Rains And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Starry, Verizon.

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