440 Bush Ave, Garner, IA 50438 Property Records

Hancock County property record for 440 Bush Ave, Garner, IA 50438

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 974 sqft · built 1920
Lot Size	0.273 acres (11,892 sqft)
Owner	Company Name on Record
Tax Bill	$1,068 (2025)
Deeds & Mortgages	May 2023 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2101370030`

Property Details

APN / Parcel Number

Primary APN	`2101370030`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	974 sqft Living Area
1st Floor Area	672 sqft
Basement Area	216 sqft
Unfinished Basement	216 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,892 sqft (0.273 acres)
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	108 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	440 BUSH AVE
City	GARNER
State	IA
Zip	50438-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG N 3/4 LOT 2 & S 41' LOT 3 BLK 37
Legal Subdivision	TOWN OF GARNER
Legal Block	37
Legal Lot Number	2
Jurisdiction	HANCOCK IA
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1014
Census Tract	270100

Owner

Source: Hancock County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	750 W 5TH ST, GARNER, IA 50438-1414
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Deed of Trust, Mortgage · Commercial Mortgage RELIANCE STATE BANK
Aug 21, 2017	Deed of Trust, Mortgage RELIANCE STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	440 BUSH AVE, GARNER, IA 50438-1316
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000230813
Date	May 11, 2023
Instrument	23-0813

Lender

Name	RELIANCE STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	440 BUSH AVE, GARNER, IA 50438-1316
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 17-1510
Date	Aug 21, 2017
Instrument	17-1510

Lender

Name	RELIANCE STATE BANK
Type	Bank
Address	GARNER, IA 50438

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Hancock County
Municipality	Garner City
Unified School District	Garner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,068.00 (+13.62%)	$77,260 (+21.67%) Land $27,000 Building $50,260	$77,260 (+21.67%) Land $27,000 Building $50,260
2024	$940.00 (-5.24%)
2023		$63,500 (+6.97%) Land $15,750 Building $47,750	$63,500 (+6.97%) Land $15,750 Building $47,750
2022	$992.00	$59,360 Land $15,750 Building $43,610
2021			$59,360 Land $15,750 Building $43,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARNER WATER WORKS serves 3,065 people · EPA ID IA4130075
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comm 1 Connects Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Winnebago Cooperative Telecom Association.

Nearby Properties on Bush Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures