440 Brainerd Ave, Saint Paul, MN 55130 Property Records

Ramsey County property record for 440 Brainerd Ave, Saint Paul, MN 55130

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 845 sqft · built 1906
Lot Size	0.152 acres (6,601 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (May 2026)
Tax Bill	$3,506 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-29-22-33-0097`

Property Details

APN / Parcel Number

Primary APN	`20-29-22-33-0097`
Alternative APNs	`8184550` `213067`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	845 sqft Living Area
1st Floor Area	704 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	6,601 sqft (0.152 acres)
Lot Dimensions	161 ft deep x 41 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	213067
Street Address	440 BRAINERD AVE
City	SAINT PAUL
State	MN
Zip	55130-3510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THOMAS SUB OF L1 BASS ACRELOTS LOT 5 BLK 1
Legal Range	22
Legal Township	29
Legal Section	20
Legal Subdivision	THOMAS SUB OF L1 BASS ACRELOTS
Legal Block	1
Legal Lot Number	1,5
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3000
Census Tract	30900

Owner

440 Brainerd Ave is owned and occupied by an individual who bought it in May 2026.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	440 BRAINERD AVE, SAINT PAUL, MN 55130-3510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Nov 30, 2023	Warranty Deed, Transfer TRADEMARK TITLE SERVICES INC
Jun 28, 2023	Warranty Deed, Transfer NOT AVAILABLE, DCA TITLE THE TITLE TEAM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on File
Deed Sale	May 13, 2026 · Amount on File
Prior Sale	Nov 30, 2023 · Amount on File
Deed Document Number	20265105764
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 13, 2026
Property Address	440 BRAINERD AVE, SAINT PAUL, MN 55130-3510
Document Number	0005105764
Instrument Date	Apr 30, 2026
Instrument	2026.5105764
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82,416.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 BRAINERD AVE, SAINT PAUL, MN 55130-3510

Mortgage

Document Number	0005105766,
Date	May 13, 2026
Instrument	2026.5105766

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 30, 2023
Property Address	440 BRAINERD AVE, SAINT PAUL, MN 55130-3510
Document Number	0A05009667
Instrument Date	Nov 9, 2023
Instrument	A05009667
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$707.03
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 BRAINERD AVE, SAINT PAUL, MN 55130-3510

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 28, 2023
Property Address	440 BRAINERD AVE, SAINT PAUL, MN 55130-3510
Document Number	0A04993082
Instrument Date	Jun 16, 2023
Instrument	A04993082
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	NOT AVAILABLE, DCA TITLE THE TITLE TEAM

Transaction

Amount	Amount on Record
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 BRAINERD AVE, SAINT PAUL, MN 55130-3510
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 440 Brainerd Ave was $3,506.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,500 (+7.87%) Land $35,000 Building $218,500	$253,500 (+7.87%) Land $35,000 Building $218,500
2025	$3,506.00 Homeowner's exemption	$235,000 Land $30,000 Building $205,000	$235,000 Land $30,000 Building $205,000
2023	$4,082.00 Homeowner's exemption	$213,500 (-8.92%) Land $25,000 Building $188,500	$213,500 (-8.92%) Land $25,000 Building $188,500
2022		$234,400 Land $25,000 Building $209,400	$234,400 Land $25,000 Building $209,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Brainerd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Brainerd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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