440 Black Rock Tpke, Redding, CT 06896 Property Records

Redding Town property record for 440 Black Rock Tpke, Redding, CT 06896

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,756 sqft · built 1982
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Jan 2018)
Tax Bill	$12,803 (2026)
Deeds & Mortgages	Dec 2024 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`REDD M:8 L:39`

Property Details

APN / Parcel Number

Primary APN	`REDD M:8 L:39`
Alternative APNs	`00115100` `115100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,756 sqft Living Area
Gross Area	8,732 sqft
1st Floor Area	2,756 sqft
Basement Area	1,160 sqft
Unfinished Basement	730 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	115100
Street Address	440 BLACK ROCK TPKE
City	REDDING
State	CT
Zip	06896-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Lot Number	39
Jurisdiction	REDDING CT
Township / Civil Division	REDDING
Census Block Group	1
Census Block	1008
Census Tract	240200

Owner

440 Black Rock Tpke is owned and occupied by an individual who bought it in January 2018.

Source: Redding Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	440 BLACK ROCK TPKE, REDDING, CT 06896-1604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 28, 2022	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 25, 2018	Warranty Deed, Transfer CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2018 · Amount on File
Deed Sale	Jan 25, 2018 · Amount on File
Prior Sale	Jun 28, 2010 · Amount on File
Deed Book / Page	411 / 1134
Transfer Doc	358-193
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	REDDING CT
Property Address	440 BLACK ROCK TPKE, REDDING, CT 06896-1604
Transaction Type	Mortgage
Record Updated	Jan 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000450-323
Date	Dec 26, 2024
Book Page	450/323

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Jan 1, 2052

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	REDDING CT
Property Address	440 BLACK ROCK TPKE, REDDING, CT 06896-1604
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000442-600
Date	Nov 28, 2022
Book Page	442/600

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	REDDING CT
Recording Date	Jan 25, 2018
Property Address	440 BLACK ROCK TPKE, REDDING, CT 06896-1604
Document Number	411-1134
Book / Page	411 / 1134
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102.78
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4111137
Date	Jan 25, 2018
Instrument	00411/1137

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 440 Black Rock Tpke was $12,803, up 3.1% from the year before.

Source: Redding Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Redding Town
Elementary School District	Redding School District (PK - 08)
Secondary School District	Regional School District 09 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,803.00 (+3.14%)	$420,200 (-) Land $135,500 Building $284,700	$827,878 (+181.46%)
2025	$12,413.00	$420,200 Land $135,500 Building $284,700	$294,140 Land $94,850 Building $199,290
2024	$12,413.00 (+6.69%)
2023	$11,635.00 (+5.4%)	$420,200 (+26.91%) Land $135,500 Building $284,700
2022	$11,039.00	$331,100 Land $143,900 Building $187,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Black Rock Tpke in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Black Rock Tpke is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000

Cell Coverage

No cell data coverage reported

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