440 Bernice Ln, Sonoma, CA 95476 Property Records

Sonoma County property record for 440 Bernice Ln, Sonoma, CA 95476

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 989 sqft · built 1983
Lot Size2.29 acres (1 sqft)
OwnerIndividual Name on File
Last Sale$445,000 (Sep 2018)
Tax Bill$7,012 (2025)
Deeds & MortgagesMar 2021 Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN127-651-027-000

Property Details

APN / Parcel Number

Primary APN127-651-027-000
Alternative APN
  • 127-651-027

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area989 sqft Living Area
1st Floor Area989 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1991
Architectural StyleCustom Design
Construction TypeWood
Lot Area1 sqft
Garage TypeCarport
Garage Area200 sqft
CarportCarport
Carport Area200 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Old Parcel Number127-651-027
Street Address440 BERNICE LN
CitySONOMA
StateCA
Zip95476-5950
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR3
Legal Description87 FM 127-650-27 #CHG PER MD
Legal SubdivisionNORBOM ESTATES
Legal Block1
Legal Lot Number1
JurisdictionSONOMA CA
Township / Civil DivisionSONOMA
Census Block Group1
Census Block1008
Census Tract150205

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address440 BERNICE LN, 27, SONOMA, CA 95476-5950
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC
Dec 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Sep 21, 2018Grant Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2018 · Amount on File
Deed SaleSep 21, 2018 · Amount on File
Prior SaleDec 22, 2015 · Amount on File
Deed Document Number201866662
Prior Transfer DateJun 4, 2003
Prior Transfer Doc0000113783
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address440 BERNICE LN, SONOMA, CA 95476-5950
Transaction TypeMortgage
Record UpdatedMar 29, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 BERNICE LANE 27, 27, SONOMA, CA 95476-5950

Mortgage

Document Number0000026844
DateMar 8, 2021
Instrument2021026844
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address440 BERNICE LN, SONOMA, CA 95476-5950
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000097526
DateDec 23, 2019
Instrument2019097526
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSONOMA CA
Recording DateSep 21, 2018
Property Address440 BERNICE LN, SONOMA, CA 95476-5950
Document Number0000066662
Map ReferenceMB324 PG33-34
Instrument DateSep 11, 2018
Instrument2018066662
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 BERNICE LN # 27, 27, SONOMA, CA 95476-5950

Mortgage

Document Number0000066663
DateSep 21, 2018
Instrument2018066663
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
MunicipalitySonoma City
Unified School DistrictSonoma Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$506,329 (+2%) Land $202,531 Building $303,798
2025$7,012.00 (+5.62%) Homeowner's exemption$496,402 (+4.04%) Land $198,560 Building $297,842
2023$6,639.00 (+1.73%) Homeowner's exemption$477,127 Land $190,850 Building $286,277
2022$6,526.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SONOMA
serves 10,619 people · EPA ID CA4910012
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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