Teller County property record for 440 Beaver Pond Rd, Divide, CO 80814
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,152 sqft · built 1981 |
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $465,000 (Oct 2022) |
| Tax Bill | $1,874 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1289.182030070 |
| Primary APN | 1289.182030070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Basement Area | 768 sqft |
| Finished Basement | 768 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Shed Roof |
| Roof Material | Metal |
| Lot Area | 43,124 sqft (0.99 acres) |
| Garage Type | Mixed |
| Garage Area | 1,224 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 205 sqft |
| Deck Area | 30 sqft |
| Patio Area | 762 sqft |
| Shed | 1 Shed |
| Shed Area | 408 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0006443 |
|---|---|
| Street Address | 440 BEAVER POND RD |
| City | DIVIDE |
| State | CO |
| Zip | 80814-7792 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L84 RAINBOW VALLEY 5 |
| Legal Range | 69W |
| Legal Township | 14S |
| Legal Section | 18 |
| Legal Subdivision | RAINBOW VALLEY |
| Legal Lot Number | 84 |
| Jurisdiction | TELLER CO |
| Township / Civil Division | DIVIDE |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 10110 |
440 Beaver Pond Rd is owned and occupied by two individuals who bought it in October 2022.
Source: Teller County records, as of April 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 BEAVER POND RD, DIVIDE, CO 80814-7792 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Sep 28, 2022 | Deed of Trust, Mortgage · Commercial Mortgage ZB NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2022 · Amount on File |
| Deed Sale | Oct 28, 2022 · Amount on File |
| Prior Sale | Jul 5, 2016 · Amount on File |
| Deed Document Number | 2022755325 |
| Prior Transfer Date | Aug 7, 1998 |
| Prior Transfer Doc | 0000480309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TELLER CO |
| Recording Date | Oct 28, 2022 |
| Property Address | 440 BEAVER POND RD, DIVIDE, CO 80814-7792 |
| Document Number | 0000755325 |
| Instrument Date | Oct 18, 2022 |
| Instrument | 755325 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 440 BEAVER POND RD, DIVIDE, CO 80814-7792 |
| Document Number | 0000755326 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | 755326 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TELLER CO |
| Property Address | 440 BEAVER POND RD, DIVIDE, CO 80814-7792 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 440 BEAVER POND RD, DIVIDE, CO 80814-7792 |
| Document Number | 0000754479 |
|---|---|
| Date | Sep 28, 2022 |
| Instrument | 754479 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | WOODLAND PARK, CO 80866 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
The 2025 property tax bill for 440 Beaver Pond Rd was $1,874, up 12.5% from the year before.
Source: Teller County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Teller County |
| Unified School District | Cripple Creek-Victor School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,874.00 (+12.48%) | $36,590 (+8.48%) Land $1,450 Building $35,140 | |
| 2024 | $1,666.00 (+3.22%) | $33,730 (-) Land $1,282 Building $32,448 | $585,457 (+4.83%) Land $23,203 Building $562,254 |
| 2023 | $1,614.00 (+32.08%) | $33,730 (+32.12%) Land $1,280 Building $32,450 | $558,500 (+52%) Land $21,231 Building $537,269 |
| 2022 | $1,222.00 | $25,530 Land $670 Building $24,860 | $367,435 Land $9,710 Building $357,725 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 440 Beaver Pond Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 440 Beaver Pond Rd is very high, ranking above 93% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 96% of Colorado |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW VALLEY WD serves 130 people · EPA ID CO0160375 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2019) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 Treatment failure resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TellerWifi Fixed Wireless | 60 / 20 |
May also be available: Vero Fiber.
No cell data coverage reported
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