440 Baymount Dr, Salisbury, NC 28144 Property Records

Rowan County property record for 440 Baymount Dr, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,904 sqft · built 1995
Lot Size	2.55 acres (111,078 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Jun 2021)
Tax Bill	$2,203 (2026)
Deeds & Mortgages	Oct 2022 Second Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`307 232`

Property Details

APN / Parcel Number

Primary APN	`307 232`
Alternative APN	`6036999`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,904 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Brick
Lot Area	111,078 sqft (2.55 acres)
Garage Type	Detached
Garage Area	1,200 sqft

Exterior Amenities

Porch	Porch
Porch Area	88 sqft
Deck Area	440 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	440 BAYMOUNT DR
City	SALISBURY
State	NC
Zip	28144-9020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.55AC L25 BAYMOUNT ESTATES
Legal Subdivision	BAYMOUNT ESTATES
Jurisdiction	ROWAN NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2009
Census Tract	51302

Owner

440 Baymount Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Rowan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	440 BAYMOUNT DR, SALISBURY, NC 28144-9020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jun 28, 2021	Warranty Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2021 · Amount on File
Deed Sale	Jun 28, 2021 · Amount on File
Prior Sale	Jul 12, 1993 · Amount on File
Deed Book / Page	1378 / 290
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	440 BAYMOUNT DR, SALISBURY, NC 28144-9020
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014110567
Date	Oct 11, 2022
Book Page	1411/567

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	239 Months
Due	Sep 1, 2042

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 28, 2021
Property Address	440 BAYMOUNT DR, SALISBURY, NC 28144-9020
Document Number	0013780290
Book / Page	1378 / 290
Map Reference	MB 9995 PG 1903
Instrument Date	Jun 23, 2021
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	BARRISTER TITLE SERVICES, BARRISTERS TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10418 AVONDALE AVE, 10418, CHARLOTTE, NC 28210-7843

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 BAYMOUNT DR, SALISBURY, NC 28144-9020

Mortgage

Document Number	1378291
Date	Jun 28, 2021
Instrument	1378/291

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 440 Baymount Dr was $2,203.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,203.00	$331,352 Land $54,030 Building $277,322	$331,352 Land $54,030 Building $277,322
2023	$2,203.00	$331,352 Land $54,030 Building $277,322	$331,352 Land $54,030 Building $277,322

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Baymount Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Baymount Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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