440 Ave G SE, Winter Haven, FL 33880 Property Records

Polk County property record for 440 Ave G SE, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,176 sqft · built 1953
Lot Size0.305 acres (13,281 sqft)
OwnerIndividual Name on Record
Last Sale$52,000 (Oct 1997)
Tax Bill$519 (2025)
Deeds & MortgagesNov 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-28-614000-003090

Property Details

APN / Parcel Number

Primary APN26-28-28-614000-003090
Alternative APNs
  • 282826614000003090
  • 82826000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,176 sqft Living Area
Gross Area1,553 sqft
1st Floor Area1,176 sqft
FlooringConcrete/Cement
Interior WallsPlaster

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area13,281 sqft (0.305 acres)
Lot Dimensions133 ft deep x 100 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area377 sqft
PorchUnfinished Open Porch
Porch Area24 sqft

Location & Zoning

Street Address440 AVENUE G SE
CityWINTER HAVEN
StateFL
Zip33880-3759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionPINECREST ADD PB 5 PG 49 BLK C LOTS 9 & 10
Legal Range26E
Legal Township28S
Legal Section28
Legal SubdivisionPINECREST ADDITION
Legal Tract614000
Legal BlockC
Legal Lot Number9,10
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2026
Census Tract13901

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address440 AVENUE G SE, WINTER HAVEN, FL 33880-3759
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 1997 · Amount on Record
Deed SaleOct 27, 1997 · Amount on Record
Deed Book / Page3920 / 1772
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address440 AVENUE G SE, WINTER HAVEN, FL 33880-3759
Transaction TypeMortgage
Record UpdatedDec 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 AVENUE G SE, WINTER HAVEN, FL 33880-3759

Mortgage

Document Number0000275890
DateNov 27, 2023
Book Page12918/339
Instrument2023275890
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$59,919 (+2.7%)$177,128 (+0.38%) Land $38,034 Building $139,094
2025$519.00 (+2.17%) Homeowner's exemption$58,344 (+5.99%)$176,452 (+0.33%) Land $38,034 Building $138,418
2023$508.00 (+0.79%) Homeowner's exemption$55,049 (+3%)$175,864 (+19.12%) Land $32,186 Building $143,678
2022$504.00 Homeowner's exemption$53,446$147,640 Land $26,865 Building $120,775

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Alternative Choice Wireless, Frontier.

Nearby Properties on Ave G SE

Nearby Streets

Search Property Records by Address or Parcel Number