Sandoval County property record for 440 Ave C de Baca, Bernalillo, NM 87004
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 5,172 sqft · built 2023 |
| Lot Size | 0.905 acres (39,422 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,092 (2025) |
| Deeds & Mortgages | May 2023 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 1-019-073-093-278 |
| Primary APN | 1-019-073-093-278 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 5,172 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 39,422 sqft (0.905 acres) |
| Account Number | R089453 |
|---|---|
| Street Address | 440 AVENIDA C DE BACA |
| City | BERNALILLO |
| State | NM |
| Zip | 87004-6315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEGAL: S: 31 T: 13N R: 4E SUBD: BOSQUE ENCANTADO DE C DE BACA PH 3B LOT: 54A |
| Legal Range | 04E |
| Legal Township | 13N |
| Legal Section | 31 |
| Legal Subdivision | BOSQUE ENCANTADO DE C DE BACA PH 3B |
| Legal Lot Number | 54A |
| Jurisdiction | SANDOVAL NM |
| Township / Civil Division | RIO RANCHO |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 10702 |
440 Ave C de Baca is owned and occupied by two individuals who acquired it in June 2016.
Source: Sandoval County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 AVENIDA C DE BACA, BERNALILLO, NM 87004-6315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 24, 2016 |
| Transfer Doc | 0000014395 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDOVAL NM |
| Property Address | 440 AVENIDA C DE BACA, BERNALILLO, NM 87004-6315 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 440 AVENIDA C DE BACA, BERNALILLO, NM 87004-6315 |
| Document Number | 0000009519 |
|---|---|
| Date | May 19, 2023 |
| Book Page | 426/9519 |
| Instrument | 2023009519 |
| Name | NUSENDA FCU |
|---|---|
| Type | Credit Union |
| Address | ALBUQUERQUE, NM 87198 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.62% |
| Max Rate At Change | 6.62% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 9.62% |
The 2025 property tax bill for 440 Ave C de Baca was $10,092 with exemptions applied.
Source: Sandoval County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | Sandoval County |
| Municipality | Bernalillo Town |
| Unified School District | Bernalillo Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $401,045 (+2.59%) Land $53,333 Building $347,712 | $1,203,135 (+2.59%) Land $160,000 Building $1,043,135 | |
| 2025 | $10,092.00 Veteran's exemption Additional exemption filed | $390,917 Land $53,333 Building $337,584 | $1,172,753 Land $160,000 Building $1,012,753 |
| 2023 | $1,680.00 Veteran's exemption | $53,333 Land $53,333 | $160,000 Land $160,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 Ave C de Baca in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 75 policies |
| Nearby Flood Policies | 75 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 440 Ave C de Baca is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERNALILLO WATER SYSTEM serves 11,810 people · EPA ID NM3508923 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Oct 2013 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| NMSurf Fixed Wireless | 200 / 50 |
| Lobo Internet Services Fixed Wireless | 100 / 80 |
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