440 Arroyo Dr, Martinez, CA 94553 Property Records

Contra Costa County property record for 440 Arroyo Dr, Martinez, CA 94553

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,096 sqft · built 1956
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Jun 2016)
Tax Bill	$8,736 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2019 Line of Credit + 1 more
Flood Zone	Zone AO (high risk)
APN	`370-061-015-1`

Property Details

APN / Parcel Number

Primary APN	`370-061-015-1`
Alternative APN	`370-061-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,096 sqft Living Area
1st Floor Area	2,096 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	440 ARROYO DR
City	MARTINEZ
State	CA
Zip	94553-3800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MERRITHEW ESTATES #1 25
Legal Subdivision	MERRITHEW ESTATES #1
Legal Lot Number	25
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3018
Census Tract	318000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	440 ARROYO DR, MARTINEZ, CA 94553-3800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Sep 12, 2019	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2016 · Amount on Record
Deed Sale	Jun 17, 2016 · Amount on Record
Deed Document Number	2016118680
Prior Transfer Date	Oct 16, 2012
Prior Transfer Doc	0000258141
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	440 ARROYO DR, MARTINEZ, CA 94553-3800
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 ARROYO DR, MARTINEZ, CA 94553-3800

Mortgage

Document Number	0000001919
Date	Jan 5, 2022
Instrument	2022-001919

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	440 ARROYO DR, MARTINEZ, CA 94553-3800
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000150057
Date	Sep 12, 2019
Instrument	2019-150057

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	440 ARROYO DR, MARTINEZ, CA 94553-3800
Document Number	0000150056
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	440 ARROYO DR MARTINEZ CA 945533800, MARTINEZ, CA 94553-3800

Mortgage

Document Number	0000150056
Date	Sep 12, 2019
Instrument	150056

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Martinez City
Unified School District	Martinez Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$682,212 (+2%) Land $392,423 Building $289,789
2025	$8,736.00 (+6.51%) Homeowner's exemption	$668,836 (+4.04%) Land $384,729 Building $284,107
2023	$8,202.00 (+1.69%) Homeowner's exemption	$642,867 Land $369,791 Building $273,076
2022	$8,066.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 109 policies
Nearby Flood Policies	109 in force
Nearby Flood Claims	32 (1980–2019)
Claims Outside the SFHA	3 of 32
Most Recent Claim	Feb 2019
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 12 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARTINEZ serves 31,015 people · EPA ID CA0710006
Water Source	Purchased surface water from CONTRA COSTA WATER DISTRICT
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Astound Broadband, T-Mobile, Unwired, Verizon.

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