St. Clair County property record for 440 Arrowhead Dr, Riverside, AL 35135
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,888 sqft · built 2023 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,881 (Jun 2023) |
| Tax Bill | $905 (2025) |
| Deeds & Mortgages | Jun 2022 Construction Loan Jun 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-06-13-0-001-045.000 |
| Primary APN | 22-06-13-0-001-045.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,888 sqft Heated Area |
| 1st Floor Area | 1,888 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 38,333 sqft (0.88 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 440 ARROWHEAD DR |
|---|---|
| City | RIVERSIDE |
| State | AL |
| Zip | 35135-1906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 43 BROKEN ARROW EST MB C PG 49 13-16-4SLIDE A-42-4 |
| Legal Range | 04E |
| Legal Township | 16S |
| Legal Section | 13 |
| Legal Subdivision | BROKEN ARROW EST |
| Legal Lot Number | 43 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | PELL CITY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 40206 |
Source: St. Clair County records · APN 22-06-13-0-001-045.000
Assessment roll updated April 17, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 440 ARROWHEAD DR, RIVERSIDE, AL 35135-1906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2022 | Deed of Trust, Mortgage · Construction Mortgage FARMERS & MERCHANTS BANK |
| Jun 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 13, 2022 | Warranty Deed, Transfer |
| Apr 01, 2019 | Grant Deed · Conventional Mortgage PAUL D & BECKY RICHEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 27, 2023 · Amount on Record |
| Deed Sale | Jun 27, 2023 · Amount on Record |
| Prior Sale | Apr 01, 2019 · Amount on Record |
| Deed Book / Page | 2023 / 7346 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 440 ARROWHEAD DR, RIVERSIDE, AL 35135-1906 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1947, ANNISTON, AL 36202-1947 |
| Investor | Possibly a Property Investor |
| Document Number | 0000032512 |
|---|---|
| Date | Jun 16, 2022 |
| Book Page | MTG 2022/32512 |
| Name | FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, AL 36265 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | May 24, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 440 ARROWHEAD DR, RIVERSIDE, AL 35135-1906 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 342 HUTTO HL, ANNISTON, AL 36201-6350 |
| Document Number | 0000021710 |
|---|---|
| Date | Jun 27, 2023 |
| Book Page | MTG 2023/21710 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | May 13, 2022 |
| Property Address | 440 ARROWHEAD DR, RIVERSIDE, AL 35135-1906 |
| Document Number | 0000006919 |
| Book / Page | DEED 2022 / 6919 |
| Map Reference | MB C PG 29 |
| Instrument Date | May 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 440 ARROWHEAD DR, RIVERSIDE, AL 35135-1906 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1912, ANNISTON, AL 36202-1912 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | Apr 01, 2019 |
| Property Address | 440 ARROWHEAD DR, RIVERSIDE, AL 35135-1906 |
| Document Number | 0000003591 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 3591 |
| Record Updated | May 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 440 ARROWHEAD DR RIVERSIDE AL 35135, RIVERSIDE, AL 35135 |
| Document Number | 10258 |
|---|---|
| Date | Apr 01, 2019 |
| Instrument | 10258 |
| Name | PAUL D & BECKY RICHEY |
|---|---|
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Mar 31, 2022 |
Source: St. Clair County records · Assessment roll updated April 17, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Municipality | Riverside City |
| Unified School District | Pell City City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $905.00 (+761.9%) | $23,260 (-49.99%) | $232,570 (-) |
| 2023 | $46,514 Land $2,980 Building $43,534 | $232,570 Land $14,900 Building $217,670 | |
| 2022 | $105.00 |
Source: FEMA National Flood Hazard Layer as of August 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Wildfire Risk | Moderate above 44% of the US · above 48% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Brightspeed, Coosa Valley Technologies.
Based on FCC filings for 18 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF RIVERSIDE serves 3,864 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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