440 Arbor Meadow Ct, Ballwin, MO 63021 Property Records

St. Louis County property record for 440 Arbor Meadow Ct, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,520 sqft · built 1992
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Oct 2017)
Tax Bill	$6,463 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24S-31-0970`

Property Details

APN / Parcel Number

Primary APN	`24S-31-0970`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,520 sqft Living Area
Gross Area	3,172 sqft
1st Floor Area	1,146 sqft
Basement Area	180 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	105 ft deep x 118 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Deck Area	392 sqft
Patio Area	144 sqft
Balcony Area	48 sqft
Poultry House	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	440 ARBOR MEADOW CT
City	BALLWIN
State	MO
Zip	63021-7364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ARBOR OAKS PLAT ONE 12 8 89 LOT 161
Legal Subdivision	ARBOR OAKS PLAT ONE
Legal Lot Number	161
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3001
Census Tract	217923

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	440 ARBOR MEADOW CT, BALLWIN, MO 63021-7364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage ELECTRO SAVINGS CU
Oct 18, 2017	Warranty Deed, Transfer STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2017 · Amount on Record
Deed Sale	Oct 18, 2017 · Amount on Record
Prior Sale	Jun 10, 1998 · Amount on Record
Deed Document Number	2017640
Deed Book / Page	22742 / 3001
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	440 ARBOR MEADOW CT, BALLWIN, MO 63021-7364
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	FREEDOM TITLE LLC ST LOUIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 ARBOR MEADOW CT, BALLWIN, MO 63021-7364

Mortgage

Document Number	0244961112
Date	Dec 10, 2020
Book Page	24496/1112
Instrument	2020121001261

Lender

Name	ELECTRO SAVINGS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 18, 2017
Property Address	440 ARBOR MEADOW CT, BALLWIN, MO 63021-7364
Document Number	0227423001
Book / Page	022742 / 003001
Instrument Date	Oct 11, 2017
Instrument	640
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	440 ARBOR MEADOW CT BALLWIN MO 630217364, BALLWIN, MO 63021-7364

Mortgage

Document Number	227423004
Date	Oct 18, 2017
Book Page	022742/003004
Instrument	641

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,540 (-) Land $35,470 Building $70,070	$555,500 (-) Land $186,700 Building $368,800
2025	$6,463.00 (+9.08%)	$105,540 (+15.18%) Land $35,470 Building $70,070	$555,500 (+15.18%) Land $186,700 Building $368,800
2024	$5,925.00 (+1.42%)
2023	$5,842.00 (+9.07%)	$91,630 (+19.4%) Land $24,830 Building $66,800	$482,300 (+19.41%) Land $130,700 Building $351,600
2022	$5,356.00	$76,740 Land $21,280 Building $55,460
2021			$403,900 Land $112,000 Building $291,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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