Lyon County property record for 440 7th St, Balaton, MN 56115
| Property Type | Single Family Home |
|---|---|
| Details | built 1971 |
| Lot Size | 0.42 acres (18,316 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,492 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-110006-0 |
| Primary APN | 21-110006-0 |
|---|
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Lot Area | 18,316 sqft (0.42 acres) |
| Street Address | 440 7TH ST |
|---|---|
| City | BALATON |
| State | MN |
| Zip | 56115-1159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5TH RAILWAY ADDITION 01010001 LOTS 8-9 BLK 20 |
| Legal Subdivision | RAILWAY ADD |
| Legal Block | 20 |
| Legal Lot Number | 8-9 |
| Jurisdiction | LYON MN |
| Township / Civil Division | BALATON |
| Census Block Group | 4 |
| Census Block | 4046 |
| Census Tract | 360600 |
Source: Lyon County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 440 7TH ST, BALATON, MN 56115-1159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CURRIE STATE BANK |
| Sep 11, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage CURRIE STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON MN |
| Property Address | 440 7TH ST, BALATON, MN 56115-1159 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000021237 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 21237 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON MN |
| Property Address | 440 7TH ST, BALATON, MN 56115-1159 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000226196 |
|---|---|
| Date | Dec 12, 2022 |
| Instrument | 226196 |
| Name | CURRIE STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Feb 2, 2028 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON MN |
| Property Address | 440 7TH ST, BALATON, MN 56115-1159 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 213884 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | 213884 |
| Name | CURRIE STATE BANK |
|---|---|
| Type | Bank |
| Address | CURRIE, MN 56123 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 62 Months |
| Due | Nov 6, 2022 |
Source: Lyon County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Balaton City |
| County | Lyon County |
| Unified School District | Tracy Area Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,492.00 (+0.81%) | $211,200 (+13%) Land $5,600 Building $205,600 | $211,200 (+13%) Land $5,600 Building $205,600 |
| 2025 | $186,900 (+16.89%) Land $5,600 Building $181,300 | $186,900 (+16.89%) Land $5,600 Building $181,300 | |
| 2023 | $3,464.00 | $159,900 Land $5,600 Building $154,300 | $159,900 Land $5,600 Building $154,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 23, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Balaton serves 639 people · EPA ID MN1420001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Woodstock Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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