440 6th St S, Naples, FL 34102 Property Records

Collier County property record for 440 6th St S, Naples, FL 34102

Property Summary

Property TypeSingle Family Home
Details956 sqft · built 2017
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$3,725,000 (May 2019)
Tax Bill$41,092 (2025)
Deeds & MortgagesMay 2019 Sale & Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN116720 15A04

Property Details

APN / Parcel Number

Primary APN116720 15A04
Alternative APN
  • 16648000029

Interior

Stories3 Stories
Building Area956 sqft Living Area
1st Floor Area956 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Construction TypeMasonry / Concrete Block
Lot Area6,098 sqft (0.14 acres)
Garage TypeCarport
Garage Area690 sqft
CarportCarport
Carport Area690 sqft
Pool Area200 sqft
Deck Area129 sqft

Location & Zoning

Street Address440 6TH ST S
CityNAPLES
StateFL
Zip34102-6616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPOINCIANA COTTAGES LOT 1
Legal Range25
Legal Township50
Legal Section4
Legal SubdivisionPOINCIANA COTTAGES
Legal Tract116720
Legal Block2
Legal Lot Number1
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2035
Census Tract102

Owner

440 6th St S is owned by two individuals who bought it in May 2019.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4613 BRIARHAVEN RD, FORT WORTH, TX 76109-4609
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2019Warranty Deed, Transfer · ARM
SIGNATURE MORTGAGE CORP
Jul 28, 2017Warranty Deed, Transfer · Commercial Mortgage
ENCORE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2019 · Amount on File
Deed SaleMay 13, 2019 · Amount on File
Prior SaleJul 28, 2017 · Amount on File
Deed Document Number20195711589
Deed Book / Page5628 / 3789
Prior Transfer DateJul 26, 2017
Prior Transfer Doc0054193863
Record UpdatedOct 29, 2026

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateMay 13, 2019
Property Address440 6TH ST S, NAPLES, FL 34102-6616
Document Number0056283789
Book / Page5628 / 3789
Map ReferenceMB 57 PG 7
Instrument DateMay 6, 2019
Instrument5711589
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$26,075.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2544, NAPLES, FL 34106-2544

Transferred To (Grantee/Buyer)

NameVerified Name
Address4613 BRIARHAVEN RD, FORT WORTH, TX 76109-4609

Mortgage

Document Number0005711590
DateMay 13, 2019
Instrument5711590
Lender
NameSIGNATURE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJun 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.75%
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2029
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.75%
Index1-Year LIBOR
Max Rate8.75%

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateJul 28, 2017
Property Address440 6TH ST S, NAPLES, FL 34102-6616
Document Number0054193863
Book / Page5419 / 3863
Map ReferenceMB57 PG7
Instrument DateJul 26, 2017
Instrument5434713
Transaction TypeTransfer
Record UpdatedDec 30, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$26,425.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2544, NAPLES, FL 34106-2544

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2544, NAPLES, FL 34106-2544

Mortgage

Document Number0005434715
DateJul 28, 2017
Instrument5434715
Lender
NameENCORE BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 440 6th St S was $41,092, up 13.4% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
MunicipalityNaples City
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,616,381 (+6.9%) Land $2,400,000 Building $2,216,381$4,616,381 (-3.63%) Land $2,400,000 Building $2,216,381
2025$41,092.00 (+13.37%)$4,318,523$4,790,149 Land $2,400,000 Building $2,390,149
2024$36,245.00 (-0.2%)
2023$36,318.00 (-0.26%)$3,569,027 (+1%)$4,335,944 (+1.41%) Land $2,400,000 Building $1,935,944
2022$36,414.00$3,244,570$4,275,674 Land $2,520,000 Building $1,755,674

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 6th St S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 253 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies805 units insured
incl. 552 condo units
Nearby Flood Claims127 (1982–2024)
Claims Outside the SFHA14 of 127
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 54 claims
  • Hurricane Ian, Sep 2022 · 36 claims
  • Hurricane Irma, Oct 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 440 6th St S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, CenturyLink, Hotwire Communications, Summit Broadband.

Nearby Properties on 6th St S

Nearby Streets

Search Property Records by Address or Parcel Number