Middletown Town property record for 440 3rd Beach Rd, Middletown, RI 02842
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,435 sqft · built 1910 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,064 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 201300049 |
| Primary APN | 201300049 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,435 sqft Living Area |
| Gross Area | 2,439 sqft |
| 1st Floor Area | 864 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,996 sqft (1.01 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 201300049 |
|---|---|
| Street Address | 440 3RD BEACH RD |
| City | MIDDLETOWN |
| State | RI |
| Zip | 02842-5739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Lot Number | 6 |
| Jurisdiction | MIDDLETOWN RI |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 40400 |
Source: Middletown Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 440 3RD BEACH RD, MIDDLETOWN, RI 02842-5739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Middletown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Middletown Town |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,064.00 (+33.25%) | $684,000 (+42.29%) Land $454,800 Building $229,200 | $825,928 |
| 2023 | $6,052.00 (+4.74%) | $480,700 (-) Land $308,500 Building $172,200 | |
| 2022 | $5,778.00 | $480,700 Land $308,500 Building $172,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (1991–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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