Isanti County property record for 440 3rd Ave SW, Cambridge, MN 55008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,320 sqft · built 1907 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $268,000 (Jan 2024) |
| Tax Bill | $3,340 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15.054.0060 |
| Primary APN | 15.054.0060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Heated Area |
| 1st Floor Area | 1,050 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Driveway | Driveway |
| Parking Spaces | 3 Parking Spaces |
| Storage Building | 64 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 440 3RD AVE SW |
|---|---|
| City | CAMBRIDGE |
| State | MN |
| Zip | 55008-1405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME GILES BLOCK SUBDIVISIONCD 15054 COMM AT A POINT 299' W OF SW CNR OF BLK 4, VILLAGE OF CAMB IN A LINE PARALLEL |
| Legal Range | 023 |
| Legal Township | 036 |
| Legal Section | 32 |
| Legal Subdivision | GILES BLOCK |
| Legal Block | 4 |
| Jurisdiction | ISANTI MN |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 130304 |
440 3rd Ave SW is owned and occupied by an individual who bought it in January 2024.
Source: Isanti County records, as of August 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 440 3RD AVE SW, CAMBRIDGE, MN 55008-1405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2024 · Amount on File |
| Deed Sale | Jan 11, 2024 · Amount on File |
| Deed Document Number | 20241608525 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 440 3rd Ave SW was $3,340 with a homeowner's exemption.
Source: Isanti County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Isanti County |
| Municipality | Cambridge City |
| Unified School District | Cambridge-Isanti Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,340.00 Homeowner's exemption | $265,000 (+2.99%) Land $22,500 Building $242,500 | $265,000 (+2.99%) Land $22,500 Building $242,500 |
| 2025 | $257,300 Land $22,500 Building $234,800 | $257,300 Land $22,500 Building $234,800 | |
| 2023 | $3,282.00 (+16.05%) Homeowner's exemption | $245,300 Land $19,700 Building $225,600 | $245,300 Land $19,700 Building $225,600 |
| 2022 | $2,828.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 3rd Ave SW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 440 3rd Ave SW is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cambridge serves 9,862 people · EPA ID MN1300002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable | 2,000 / 350 |
| Windstream DSL | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures