Stearns County property record for 440 38th Ave N, Saint Cloud, MN 56303
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.951 acres (41,416 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,844 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-48553-0000 |
| Primary APN | 82-48553-0000 |
|---|
| Lot Area | 41,416 sqft (0.951 acres) |
|---|---|
| Lot Width | 264 ft Width |
| Cooling System | None |
|---|
| Street Address | 440 38TH AVE N |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-3052 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | I1 |
| Legal Description | LOTS 1 THRU 4 & LOTS 23 THRU 26 MCCLURE & WHITNEY'2ND ADD SECTION 09 TOWNSHIP 124 RANGE 028 MCCLURE & WHITNEY'2ND ADD SECTION |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 09 |
| Legal Subdivision | MCCLURE WHITNEY2ND ADD |
| Legal Block | 1 |
| Legal Lot Number | 1-3 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 601 |
440 38th Ave N, vacant land, is owned by a company.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 414 NICOLLET MALL, MINNEAPOLIS, MN 55401-1927 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 440 38th Ave N was $2,844.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,844.00 | $83,000 (-) Land $83,000 | $83,000 (-) Land $83,000 |
| 2025 | $83,000 Land $83,000 | $83,000 Land $83,000 | |
| 2023 | $2,692.00 | $83,000 Land $83,000 | $83,000 Land $83,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 38th Ave N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 440 38th Ave N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Fidium Fiber, Xtratyme Technologies.
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