440 20th Ave NW, Naples, FL 34120 Property Records

Collier County property record for 440 20th Ave NW, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	1,448 sqft · built 1990
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$419,000 (Jul 2025)
Tax Bill	$1,017 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone AH (high risk)
APN	`331900 74 03C28`

Property Details

APN / Parcel Number

Primary APN	`331900 74 03C28`
Alternative APNs	`375944400000722007403` `37594440000`

Interior

Stories	1 Story
Building Area	1,448 sqft Living Area
Gross Area	1,590 sqft
1st Floor Area	1,448 sqft

Exterior

Year Built	Built 1990
Lot Area	108,900 sqft (2.5 acres)
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	331900 74 03C28
Old Parcel Number	375944400000722007403
Street Address	440 20TH AVE NW
City	NAPLES
State	FL
Zip	34120-2377
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 20 W1/2 OF TR 74
Legal Range	27
Legal Township	48
Legal Section	28
Legal Subdivision	GOLDEN GATE EST UNIT 20
Legal Tract	74
Legal Block	74
Legal Unit	20
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3001
Census Tract	10423

Owner

Source: Collier County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	440 20TH AVE NW, NAPLES, FL 34120-2377
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2025 · Amount on Record
Deed Sale	Jul 22, 2025 · Amount on Record
Prior Sale	Feb 17, 2025 · Amount on Record
Deed Document Number	6708590
Deed Book / Page	6490 / 3774
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	440 20TH AVE NW, NAPLES, FL 34120-2377
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060512479
Date	Dec 6, 2021
Book Page	6051/2479
Instrument	6169334

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Collier County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,017.00 (+6.94%) Homeowner's exemption Widower's exemption	$108,483 (+5.99%)	$332,109 (+9.07%) Land $160,000 Building $172,109
2023	$951.00 (-3.74%) Homeowner's exemption Widower's exemption	$102,355 (+3%)	$304,480 (+8.2%) Land $140,000 Building $164,480
2022	$988.00 Homeowner's exemption Widower's exemption	$99,374	$281,406 Land $126,000 Building $155,406

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 240 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	240 in force
Nearby Flood Claims	3 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20