Cottonwood County property record for 440 1st St, Windom, MN 56101
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,040 sqft · built 1958 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $176,000 (Nov 2020) |
| Tax Bill | $3,020 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-323-0070 |
| Primary APN | 25-323-0070 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 2,040 sqft Living Area |
| 1st Floor Area | 2,053 sqft |
| Basement Area | 1,768 sqft |
| Finished Basement | 1,768 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 127 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Driveway | Driveway |
| Deck Area | Deck Area |
| Patio Area | 322 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 440 1ST ST |
|---|---|
| City | WINDOM |
| State | MN |
| Zip | 56101-1832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | GRANUMS SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | COTTONWOOD MN |
| Township / Civil Division | WINDOM |
| Census Block Group | 3 |
| Census Block | 3063 |
| Census Tract | 270400 |
Source: Cottonwood County records · APN 25-323-0070
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 1ST ST, WINDOM, MN 56101-1832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 10, 2020 · Amount on Record |
| Deed Sale | Nov 10, 2020 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Cottonwood County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Cottonwood County |
| Municipality | Windom City |
| Unified School District | Windom Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $221,600 (-1.42%) Land $14,400 Building $207,200 | $221,600 (-1.42%) Land $14,400 Building $207,200 | |
| 2025 | $3,020.00 (+16.96%) | ||
| 2023 | $2,582.00 | $224,800 Land $14,400 Building $210,400 | $224,800 Land $14,400 Building $210,400 |
Source: FEMA National Flood Hazard Layer as of December 13, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2010–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2024 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| City of Windom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 144 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Windom serves 4,646 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Copper | 1.47 mg/L (2016–2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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