Stearns County property record for 440 1st St, Roscoe, MN 56371
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,668 sqft · built 1921 |
| Lot Size | 0.224 acres (9,768 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $27,500 (Jan 1999) |
| Tax Bill | $1,306 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 78-42475-0000 |
| Primary APN | 78-42475-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,668 sqft Living Area |
| Gross Area | 1,713 sqft |
| 1st Floor Area | 896 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Wood |
| Construction Type | Tilt-Up Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,768 sqft (0.224 acres) |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Storage Building | 816 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 440 1ST ST |
|---|---|
| City | ROSCOE |
| State | MN |
| Zip | 56371-4419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK A TOWNSITE OF ROSCOE SECTION 30 TOWNSHIP 123 RANGE 031 TOWNSITE OF ROSCOE SECTION 30 TOWNSHIP 123 RANGE 031 |
| Legal Range | 31W |
| Legal Township | 123 |
| Legal Section | 30 |
| Legal Subdivision | TOWNSITE OF ROSCOE |
| Legal Block | A |
| Legal Lot Number | 6 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ROSCOE |
| Census Block Group | 2 |
| Census Block | 2160 |
| Census Tract | 11102 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 440 1ST ST, ROSCOE, MN 56371-4419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 1999 · Amount on Record |
| Deed Sale | Jan 12, 1999 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | Roscoe City |
| Unified School District | Paynesville Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,306.00 (-22.17%) | $160,800 (+5.1%) Land $28,900 Building $131,900 | $160,800 (+5.1%) Land $28,900 Building $131,900 |
| 2025 | $153,000 (+28.68%) Land $27,500 Building $125,500 | $153,000 (+28.68%) Land $27,500 Building $125,500 | |
| 2023 | $1,678.00 | $118,900 Land $26,400 Building $92,500 | $118,900 Land $26,400 Building $92,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Roscoe serves 104 people · EPA ID MN1730043 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Nitrate resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Arvig Fiber | 1,000 / 500 |
| Windstream DSL | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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