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440 1st Ave SE, Harmony, MN 55939 Property Records

Fillmore County property record for 440 1st Ave SE, Harmony, MN 55939

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 776 sqft · built 1910
Lot Size0.22 acres (9,600 sqft)
OwnerIndividual Name on File
Last Sale$149,200 (Jan 2026)
Tax Bill$1,638 (2026)
Deeds & MortgagesJun 2023 Mortgage
Jan 2026 Sale
Flood ZoneZone X (minimal risk)
APN15.0407.000

Property Details

APN / Parcel Number

Primary APN15.0407.000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area776 sqft Heated Area
Gross Area974 sqft
FlooringLaminate Plank
Interior WallsPaneling

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1925
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeShed Roof
Roof MaterialAsphalt
Lot Area9,600 sqft (0.22 acres)
Lot Dimensions120 ft deep x 80 ft wide
Garage TypeCarport
CarportCarport
DrivewayConcrete Driveway
Parking Spaces2 Parking Spaces
Patio Area119 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address440 1ST AVE SE
CityHARMONY
StateMN
Zip55939-6609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTA TORGERSONS FIRST & SECOND A LOT-009 BLOCK-004 LOT 9 & S 30 FT LOT 10 BLK 4 T.A. TORGERSONS SECOND ADDITION
Legal SubdivisionTA TORGERSONS FIRST & SECOND ADDITION
Legal Block4
Legal Lot Number9
JurisdictionFILLMORE MN
Township / Civil DivisionHARMONY
Census Block Group3
Census Block3035
Census Tract960500

Owner

440 1st Ave SE is owned and occupied by an individual who bought it in January 2026.

Source: Fillmore County records, as of August 13, 2026

Owner of RecordIndividual Name on File
Mailing Address440 1ST AVE SE, HARMONY, MN 55939-6609
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2023Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Jan 23, 2026Warranty Deed, Transfer
LEGAL TITLE, LEGAL & TITLE SERVICES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 23, 2026 · Amount on File
Deed SaleJan 23, 2026 · Amount on File
Prior SaleJul 1, 2011 · Amount on File
Deed Document Number2026453431
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFILLMORE MN
Property Address440 1ST AVE SE, HARMONY, MN 55939-6609
Transaction TypeMortgage
Record UpdatedMar 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000442899
DateJun 22, 2023
Instrument442899
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term179 Months
DueMay 8, 2038

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFILLMORE MN
Recording DateJan 23, 2026
Property Address440 1ST AVE SE, HARMONY, MN 55939-6609
Document Number0000453431
Instrument DateJan 21, 2026
Instrument453431
Transaction TypeTransfer
Record UpdatedMar 16, 2026
Title CompanyLEGAL TITLE, LEGAL & TITLE SERVICES

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 1ST AVE SE, HARMONY, MN 55939-6609

Tax Assessment & Valuation

The 2026 property tax bill for 440 1st Ave SE was $1,638 with a homeowner's exemption, up 12.7% from the year before.

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyFillmore County
MunicipalityHarmony City
Unified School DistrictFillmore Central (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,638.00 (+12.65%) Homeowner's exemption$113,800 (-7.1%) Land $20,200 Building $93,600$113,800 (-7.1%) Land $20,200 Building $93,600
2025$1,454.00$122,500 Land $20,200 Building $102,300$122,500 Land $20,200 Building $102,300
2023$98,700 Land $10,600 Building $88,100$98,700 Land $10,600 Building $88,100
2020$974.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 1st Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 1st Ave SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHarmony
serves 1,042 people · EPA ID MN1230005
Water SourceGroundwater
Last State InspectionApr 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Harmony Telephone Company
Fiber		1,000 / 1,000
GigFire
Fixed Wireless		150 / 130

May also be available: T-Mobile.

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