440 15th Ave S, Naples, FL 34102 Property Records

Collier County property record for 440 15th Ave S, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	3,414 sqft · built 1987
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$3,950,000 (Jul 2019)
Tax Bill	$38,972 (2025)
Deeds & Mortgages	May 2021 Line of Credit Jul 2019 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`004000 2 265A09`

Property Details

APN / Parcel Number

Primary APN	`004000 2 265A09`
Alternative APNs	`017317600030011002265` `01731760003` `1731760003`

Interior

Stories	2 Stories
Building Area	3,414 sqft Living Area
1st Floor Area	3,414 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Lot Area	13,939 sqft (0.32 acres)
View / Lot	Waterfront
Pool Area	450 sqft
Deck Area	1,746 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	440 15TH AVE S
City	NAPLES
State	FL
Zip	34102-7437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	AQUALANE SHORES UNIT 1 BLK 2 LOT 26
Legal Range	25
Legal Township	50
Legal Section	9
Legal Subdivision	AQUALANE SHORES UNIT 1
Legal Tract	004000
Legal Block	2
Legal Lot Number	26
Legal Unit	1
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2012
Census Tract	500

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	440 15TH AVE S, NAPLES, FL 34102-7437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Line of Credit FINEMARK NATIONAL BANK & TRUST
Jul 25, 2019	Warranty Deed, Transfer ATTORNEY
Nov 20, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2019 · Amount on Record
Deed Sale	Jul 25, 2019 · Amount on Record
Prior Sale	Nov 20, 2018 · Amount on Record
Deed Document Number	20195744197
Deed Book / Page	5655 / 3352
Prior Transfer Date	Aug 13, 2015
Prior Transfer Doc	0051930886
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	440 15TH AVE S, NAPLES, FL 34102-7437
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059542129
Date	May 26, 2021
Book Page	5954/2129
Instrument	6067117

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank
Address	NAPLES, FL 34108

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 25, 2019
Property Address	440 15TH AVE S, NAPLES, FL 34102-7437
Document Number	0056553352
Book / Page	5655 / 3352
Map Reference	MB 1 PG 86
Instrument Date	Jul 25, 2019
Instrument	5744197
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$27,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 15TH AVE S, NAPLES, FL 34102-7437

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 20, 2018
Property Address	440 15TH AVE S, NAPLES, FL 34102-7437
Document Number	0055732151
Book / Page	005573 / 002151
Instrument Date	Nov 15, 2018
Instrument	5639104
Transaction Type	Transfer
Record Updated	Dec 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$27,650.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 15TH AVE S NAPLES FL 341027437, NAPLES, FL 34102-7437

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,461,661 (+2.7%)	$7,200,180 (-6.87%) Land $4,868,500 Building $2,331,680
2025	$38,972.00 (+2.19%) Homeowner's exemption	$4,344,363 (+5.99%)	$7,731,030 (-1.9%) Land $3,710,000 Building $4,021,030
2024	$38,137.00 (-0.18%)
2023	$38,206.00 (-1.49%) Homeowner's exemption	$4,098,958 (+4.31%)	$7,880,805 (+34.92%) Land $5,250,000 Building $2,630,805
2022	$38,785.00 Homeowner's exemption	$3,929,441	$5,840,982 Land $3,498,600 Building $2,342,382

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 299 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	299 in force
Nearby Flood Claims	265 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 50 claims Hurricane Ian, Oct 2022 · 94 claims Hurricane Ian, Sep 2022 · 95 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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