44 Windlass Pointe Dr, Moneta, VA 24121 Property Records

Franklin County property record for 44 Windlass Pointe Dr, Moneta, VA 24121

Property Summary

Property Type	Townhouse
Details	2 bd · 3.5 ba · 1,306 sqft · built 1984
Lot Size	0.037 acres (1,645 sqft)
Owner	Individual Name on Record
Last Sale	$610,000 (Jul 2022)
Tax Bill	$2,524 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jul 2024 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`031 07-023 00`

Property Details

APN / Parcel Number

Primary APN	`031 07-023 00`
Alternative APN	`8062`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,306 sqft Living Area
Gross Area	2,150 sqft
1st Floor Area	1,120 sqft
Basement Area	616 sqft
Finished Basement	616 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,645 sqft (0.037 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	130 sqft

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	80 sqft
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	8062
Street Address	44 WINDLASS POINTE DR
City	MONETA
State	VA
Zip	24121-2673
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RMF
Legal Description	FAIRWAY BAY TOWNHSE UNIT 4 BLDG A TOWNHOUSE
Legal Subdivision	TOWNHOUS
Legal Unit	4
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1009
Census Tract	20104

Owner

Source: Franklin County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	44 WINDLASS POINTE DR, MONETA, VA 24121-2673
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Line of Credit ROANOKE VALLEY COMMUNITY CU
Jul 29, 2024	Foreclosure
Jul 18, 2022	Deed, Transfer · Conventional Mortgage INTERCOASTAL MORTGAGE
Dec 13, 2021	Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP
Aug 24, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2022 · Amount on Record
Deed Sale	Jul 18, 2022 · Amount on Record
Prior Sale	Dec 13, 2021 · Amount on Record
Deed Document Number	20225508
Deed Book / Page	1187 / 1288
Prior Transfer Date	Nov 29, 2021
Prior Transfer Doc	0011752977
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	44 WINDLASS POINTE DR, MONETA, VA 24121-2673
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011802925
Date	Mar 14, 2022
Book Page	1180/2925
Instrument	220002061

Lender

Name	ROANOKE VALLEY COMMUNITY CU
Type	Credit Union
Address	ROANOKE, VA 24030

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Foreclosure

Document Type	Foreclosure
Jurisdiction	FRANKLIN VA
Recording Date	Jul 29, 2024
Property Address	44 WINDLASS POINTE DR, MONETA, VA 24121-2673
Document Number	0012161772
Book / Page	1216 / 1772
Map Reference	MB 375 PG 1518
Instrument Date	Jul 18, 2024
Instrument	240004492
Transaction Type	Foreclosure
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jul 18, 2022
Property Address	44 WINDLASS POINTE DR, MONETA, VA 24121-2673
Document Number	0011871288
Book / Page	1187 / 1288
Map Reference	MB 374 PG 630&631
Instrument Date	Jul 15, 2022
Instrument	220005508
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	ANCHOR TITLE/FL LLC, ANCHOR TITLE SML LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	44 WINDLASS POINT DR, MONETA, VA 24121-2673
Investor	Possibly a Property Investor

Mortgage

Document Number	0220005509
Date	Jul 18, 2022
Instrument	220005509

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Aug 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.99%
Index	Other
Max Rate	8.99%

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Dec 13, 2021
Property Address	44 WINDLASS POINTE DR, MONETA, VA 24121-2673
Document Number	0011752977
Book / Page	1175 / 2977
Map Reference	MB 374 PG 630&631
Instrument Date	Nov 29, 2021
Instrument	210011546
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	PRIORITY TITLE AND SETTLEMENT LL, PRIORITY TITLE & STLMT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 WINDLASS POINT DR, MONETA, VA 24121-2673

Mortgage

Document Number	0210011547
Date	Dec 13, 2021
Instrument	210011547

Lender

Name	INTEGRITY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Aug 24, 2020
Property Address	44 WINDLASS POINT DR, MONETA, VA 24121-2673
Document Number	0011450967
Book / Page	001145 / 000967
Instrument Date	Aug 21, 2020
Instrument	6153
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$418.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3358 KINGSBURY CIR ROANOKE VA 240141398, ROANOKE, VA 24014-1398

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,524.00 (+14.62%)	$587,200 (+62.66%) Land $90,000 Building $497,200	$587,200 (+62.66%) Land $90,000 Building $497,200
2023	$2,202.00	$361,000 (-) Land $80,000 Building $281,000	$361,000 (-) Land $80,000 Building $281,000
2022		$361,000 Land $80,000 Building $281,000	$361,000 Land $80,000 Building $281,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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