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44 Willis Dr, Cumberland, RI 02864 Property Records

Cumberland Town property record for 44 Willis Dr, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,352 sqft · built 1964
Lot Size0.277 acres (12,066 sqft)
Owner2 Individual Names on Record
Last Sale$287,500 (Apr 2014)
Tax Bill$4,971 (2026)
Deeds & MortgagesNov 2025 Mortgage
Sep 2020 Refinance
Flood ZoneZone X (minimal risk)
APN9110-45

Property Details

APN / Parcel Number

Primary APN9110-45
Alternative APN
  • CUMB M:053 B:1751 L:000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,352 sqft Living Area
Gross Area2,868 sqft
1st Floor Area1,352 sqft
Basement Area1,300 sqft
Unfinished Basement1,300 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleRaised Ranch
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,066 sqft (0.277 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number9110-45
Street Address44 WILLIS DR
CityCUMBERLAND
StateRI
Zip02864-2066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block1751
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group4
Census Block4022
Census Tract11403

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address44 WILLIS DR, CUMBERLAND, RI 02864-2066
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2025Deed of Trust, Mortgage
NAVIGANT CREDIT UNION
Sep 23, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
MERRIMACK VALLEY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 2014 · Amount on Record
Deed SaleApr 18, 2014 · Amount on Record
Prior SaleJan 31, 2002 · Amount on Record
Deed Document Number201471430
Deed Book / Page1645 / 485
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address44 WILLIS DR, CUMBERLAND, RI 02864-2066
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002015-111
DateNov 6, 2025
Book Page2015/111
Instrument152006
Lender
NameNAVIGANT CREDIT UNION
Agreement
AmountAmount Recorded
Term181 Months
DueDec 1, 2040

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address44 WILLIS DR, CUMBERLAND, RI 02864-2066
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1855-715
DateSep 23, 2020
Book Page1855/715
Instrument117398
Lender
NameMERRIMACK VALLEY FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,971.00 (+0.59%)$496,600 (+23.29%) Land $216,000 Building $280,600$528,527
2025$4,942.00 (+5.58%)$402,800 (-) Land $144,000 Building $258,800
2023$4,681.00 (+2.38%)$402,800 (+32.07%) Land $144,000 Building $258,800
2022$4,572.00$305,000 Land $102,800 Building $202,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber		980 / 880

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