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44 Whaleback Ter, Ringwood, NJ 07456 Property Records

Passaic County and Ringwood Borough property record for 44 Whaleback Ter, Ringwood, NJ 07456 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,768 sqft · built 1958
Lot Size0.45 acres (19,602 sqft)
OwnerIndividual Name on File
Last Sale$530,000 (Feb 2025)
Tax Bill$10,814 (2025)
Deeds & MortgagesAug 2020 Line of Credit
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-00871-0000-00027

Property Details

APN / Parcel Number

Primary APN11-00871-0000-00027
Alternative APN
  • 110087100027

Interior

Building Area1,768 sqft Living Area

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Lot Area19,602 sqft (0.45 acres)
Lot Dimensions196 ft deep x 100 ft wide

Location & Zoning

Street Address44 WHALEBACK TER
CityRINGWOOD
StateNJ
Zip07456-2914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block871
Legal Lot Number27
JurisdictionPASSAIC NJ
Township / Civil DivisionRINGWOOD
Census Block Group3
Census Block3011
Census Tract216701

Owner

Source: Passaic County and Ringwood Borough records · APN 11-00871-0000-00027

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address44 WHALEBACK TER, RINGWOOD, NJ 07456-2914
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2020Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Feb 17, 2021Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 20, 2025 · Amount on Record
Deed SaleFeb 20, 2025 · Amount on Record
Prior SaleFeb 17, 2021 · Amount on Record
Deed Document Number20255921
Deed Book / Page4856 / 218
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address44 WHALEBACK TER, RINGWOOD, NJ 07456-2914
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036645
DateAug 12, 2020
Book PageM16328/250
Instrument2020036645
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 01, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionPASSAIC NJ
Recording DateFeb 17, 2021
Property Address44 WHALEBACK TER, RINGWOOD, NJ 07456-2914
Document Number0000011647
Book / PageD3973 / 282
Instrument DateDec 04, 2020
Instrument2021011647
Transaction TypeTransfer
Record UpdatedNov 04, 2021
Title CompanySIMPLICITY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,312.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5919 100TH AVE E, 5919, PARRISH, FL 34219-4450

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 WHALEBACK TER, RINGWOOD, NJ 07456-2914

Mortgage

Document Number0000011648
DateFeb 17, 2021
Instrument2021011648
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Passaic County and Ringwood Borough records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityRingwood Borough
Secondary School DistrictLakeland Regional School District (09 - 12)
Elementary School DistrictRingwood Borough School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$253,900 (-) Land $148,700 Building $105,200$253,900 (-) Land $148,700 Building $105,200
2025$10,814.00 (+2.31%)$253,900 (-) Land $148,700 Building $105,200$253,900 (-) Land $148,700 Building $105,200
2024$10,570.00 (+5%)
2023$253,900 Land $148,700 Building $105,200$253,900 Land $148,700 Building $105,200
2022$10,067.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312167013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 35% of New Jersey
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 97 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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