44 Watersong Trl, Webster, NY 14580 Property Records

Monroe County and Penfield Town property record for 44 Watersong Trl, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,709 sqft · built 2010
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (Oct 2019)
Tax Bill	$19,836 (2026)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`264200 094.01-6-17`

Property Details

APN / Parcel Number

Primary APN	`264200 094.01-6-17`
Alternative APNs	`42000940100006017000` `00777000000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,709 sqft Living Area
1st Floor Area	1,968 sqft
2nd Floor Area	1,379 sqft
Upper Floors Area	362 sqft
Basement Area	1,900 sqft
Finished Basement	1,900 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Contemporary
Exterior Material	Stucco
Lot Area	33,541 sqft (0.77 acres)
Lot Width	86.8 ft Width
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	336 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00777000000
Street Address	44 WATERSONG TRL
City	WEBSTER
State	NY
Zip	14580-4608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Block	6
Legal Lot Number	17.000
Jurisdiction	MONROE NY
Township / Civil Division	PENFIELD
Census Block Group	2
Census Block	2000
Census Tract	11506

Owner

44 Watersong Trl is owned and occupied by two individuals who bought it in October 2019.

Source: Monroe County and Penfield Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	44 WATERSONG TRL, WEBSTER, NY 14580-4608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2019	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP
Jan 8, 2019	Warranty Deed, Transfer · ARM VISIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2019 · Amount on File
Deed Sale	Oct 22, 2019 · Amount on File
Prior Sale	Jan 8, 2019 · Amount on File
Deed Document Number	20191070
Deed Book / Page	12258 / 435
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Oct 22, 2019
Property Address	44 WATERSONG TRL, WEBSTER, NY 14580-4608
Document Number	0000001070
Book / Page	12258 / 435
Map Reference	LB 324 PG 1
Instrument Date	Sep 16, 2019
Instrument	201910221070
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	WFG NATL TTL INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 WATERSONG TRL, 44, WEBSTER, NY 14580-4608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 WATERSONG TRAIL, WILLIAMSON, NY 14589

Mortgage

Document Number	0000001071
Date	Oct 22, 2019
Instrument	201910221071

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jan 8, 2019
Property Address	44 WATERSONG TRL, WEBSTER, NY 14580-4608
Document Number	0000000844
Book / Page	12133 / 241
Instrument Date	Dec 17, 2018
Instrument	201901080844
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 WATERSONG TRALL, 44, MORTON, NY 14508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 LONG POND RD, ROCHESTER, NY 14612-1106

Mortgage

Document Number	0000000845
Date	Jan 8, 2019
Instrument	201901080845

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Feb 1, 2034
Min Rate At Change	3%
Max Rate At Change	6.87%
Index	10-Year TN
Margin	3
Max Rate	6.87%

Tax Assessment & Valuation

The 2026 property tax bill for 44 Watersong Trl was $19,836, up 8.1% from the year before.

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Penfield Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,836.00 (+8.1%)
2025	$18,349.00	$675,000 Land $93,400 Building $581,600	$900,000 Land $124,533 Building $775,467
2023		$675,000 (-3.57%) Land $93,400 Building $581,600	$718,100 (+2.59%) Land $99,364 Building $618,736
2022		$700,000 Land $93,400 Building $606,600	$700,000 Land $93,400 Building $606,600
2021	$15,740.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Watersong Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Watersong Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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