44 Waters Edge St, Montgomery, TX 77356 Property Records

Montgomery County property record for 44 Waters Edge St, Montgomery, TX 77356

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,665 sqft · built 1990
Lot Size0.083 acres (3,600 sqft)
OwnerIndividual Name on File
Tax Bill$3,787 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN2150-03-04400

Property Details

APN / Parcel Number

Primary APN2150-03-04400
Alternative APN
  • R61990

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,665 sqft Living Area
Gross Area3,149 sqft
1st Floor Area1,248 sqft
2nd Floor Area1,417 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area3,600 sqft (0.083 acres)
View / LotPrimary
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area534 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address44 WATERS EDGE ST
CityMONTGOMERY
StateTX
Zip77356-5936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code3
Legal DescriptionS215003 - APRIL SOUND 03, BLOCK 6, LOT 1
Legal SubdivisionAPRIL SOUND 03
Legal Block6
Legal Lot Number1
JurisdictionMONTGOMERY TX
Township / Civil DivisionMONTGOMERY
Census Block Group1
Census Block1001
Census Tract694309

Owner

44 Waters Edge St is owned and occupied by an individual who acquired it in December 2016.

Source: Montgomery County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address44 WATERS EDGE ST, MONTGOMERY, TX 77356-5936
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2016
Deed SaleDec 16, 2016
Prior SaleSep 20, 2013 · Amount on File
Deed Document Number2016113453
Prior Transfer DateNov 12, 2011
Prior Transfer Doc0000101793
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address44 WATERS EDGE ST, MONTGOMERY, TX 77356-5936
Transaction TypeMortgage
Record UpdatedMar 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 WATERS EDGE ST, MONTGOMERY, TX 77356-5936

Mortgage

Document Number0000032278
DateMar 15, 2022
Instrument2022032278
Lender
NameZB NA
TypeBank
AddressHOUSTON, TX 77253
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 44 Waters Edge St was $3,787 with exemptions applied, up 2.5% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityConroe City
CountyMontgomery County
Unified School DistrictMontgomery Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$304,920 (+1%)$318,475 (-10.78%) Land $54,000 Building $264,475
2025$3,787.00 (+2.55%) Homeowner's exemption$277,200 (-12.49%) Land $54,000 Building $302,971$356,971 (-4.19%) Land $54,000 Building $302,971
2024$3,693.00 (-11.16%) Homeowner's exemption$316,778 (+1%) Land $36,000 Building $336,593$372,593 (+25.08%) Land $36,000 Building $336,593
2023$4,157.00 Homeowner's exemption$287,980 Land $36,000 Building $261,890$297,890 Land $36,000 Building $261,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Waters Edge St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 49 policies
Nearby Flood Policies49 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Waters Edge St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY UD 3
serves 3,825 people · EPA ID TX1700116
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tachus Fiber Internet
Fiber
8,000 / 8,000
Optimum
Cable · Fiber in parts of the area
940 / 35
Fidium Fiber
DSL
400 / 70
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

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