44 Waterloo Cir, Dover, NH 03820 Property Records

Strafford County and Dover City property record for 44 Waterloo Cir, Dover, NH 03820

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 6,598 sqft · built 2001
Lot Size	1.32 acres (57,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,295,000 (Dec 2020)
Tax Bill	$49,289 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DOVR M:M0076 B:L:7000`

Property Details

APN / Parcel Number

Primary APN	`DOVR M:M0076 B:L:7000`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	6,598 sqft Living Area
1st Floor Area	3,455 sqft
Attic	Attic
Attic Area	3,434 sqft
Basement Area	3,979 sqft
Unfinished Basement	3,979 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	57,499 sqft (1.32 acres)
View / Lot	Waterfront
Garage Type	Basement
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	44 WATERLOO CIR
City	DOVER
State	NH
Zip	03820-4954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Lot Number	7000
Jurisdiction	DOVER CITY NH
Township / Civil Division	DOVER
Census Block Group	4
Census Block	4003
Census Tract	81200

Owner

Source: Strafford County and Dover City records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 WATERLOO CIR, DOVER, NH 03820-4954
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2020 · Amount on Record
Deed Sale	Dec 18, 2020 · Amount on Record
Prior Sale	Jun 27, 2014 · Amount on Record
Deed Document Number	202022558
Deed Book / Page	4846 / 920
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOVER CITY NH
Recording Date	Dec 18, 2020
Property Address	44 WATERLOO CIR, DOVER, NH 03820-4954
Document Number	0048460920
Book / Page	004846 / 000920
Instrument Date	Dec 17, 2020
Instrument	22558
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,425.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	44 WATERLOO CIR DOVER NH 038204954, DOVER, NH 03820-4954

Mortgage

Document Number	48460923
Date	Dec 18, 2020
Book Page	004846/000923
Instrument	22559

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	BANGOR, ME 04402-0400

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2050

Mortgage

Document Number	48460934,
Date	Dec 18, 2020
Book Page	004846/000934
Instrument	22560

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	PORTLAND, ME 04102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 17, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Strafford County and Dover City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
Municipality	Dover City
Unified School District	Dover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$49,289.00 (+8.31%)	$2,504,500 (-) Land $762,300 Building $1,742,200
2024	$45,507.00 (+18.51%)	$2,504,500 (+21.96%) Land $762,300 Building $1,742,200	$2,488,525
2023	$38,400.00 (+3.99%)	$2,053,500 (+10.33%) Land $523,100 Building $1,530,400
2022	$36,926.00	$1,861,200 Land $465,800 Building $1,395,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2001–2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.6% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER DEPT serves 29,000 people · EPA ID NH0651010
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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