Middlesex County and Belmont Town property record for 44 Warwick Rd, Belmont, MA 02478
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,832 sqft · built 1920 |
| Lot Size | 0.204 acres (8,874 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Dec 1984) |
| Tax Bill | $15,228 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | BELM M:06 P:000090 S |
| Primary APN | BELM M:06 P:000090 S |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,832 sqft Living Area |
| Gross Area | 4,916 sqft |
| 1st Floor Area | 832 sqft |
| Basement Area | 600 sqft |
| Unfinished Basement | 600 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,874 sqft (0.204 acres) |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 44 WARWICK RD |
|---|---|
| City | BELMONT |
| State | MA |
| Zip | 02478-2841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Jurisdiction | BELMONT MA |
| Township / Civil Division | BELMONT |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 357500 |
44 Warwick Rd is owned and occupied by two individuals who bought it in December 1984.
Source: Middlesex County and Belmont Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 WARWICK RD, BELMONT, MA 02478-2841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Feb 23, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 1984 · Amount on File |
| Deed Sale | Dec 17, 1984 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Property Address | 44 WARWICK RD, BELMONT, MA 02478-2841 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 085222-291 |
|---|---|
| Date | Feb 12, 2026 |
| Book Page | 85222/291 |
| Instrument | 15736 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Property Address | 44 WARWICK RD, BELMONT, MA 02478-2841 |
| Document Number | 70736-358 |
| Instrument Date | Feb 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2018 |
| Name | Verified Name |
|---|
| Document Number | 70736-358 |
|---|---|
| Date | Mar 15, 2018 |
| Book Page | 070736/000358 |
| Instrument | 34576 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 44 Warwick Rd was $15,228.
Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Belmont Town |
| Unified School District | Belmont School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,228.00 | $1,337,000 Land $851,000 Building $486,000 | $1,402,770 (-0.89%) |
| 2024 | $1,415,405 | ||
| 2023 | $14,072.00 | $1,252,000 Land $901,000 Building $351,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44 Warwick Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 44 Warwick Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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