Bergen County and Upper Saddle River Borough property record for 44 Ware Rd, Upper Saddle River, NJ 07458 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,541 sqft · built 1954 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Individual Name on File |
| Last Sale | $567,500 (Oct 2020) |
| Tax Bill | $9,777 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-01012-0000-00005 |
| Primary APN | 63-01012-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,541 sqft Living Area |
| 1st Floor Area | 1,541 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame |
| Lot Area | 20,473 sqft (0.47 acres) |
| Account Number | 129300 |
|---|---|
| Street Address | 44 WARE RD |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .470 AC |
| Legal Block | 1012 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 53201 |
Source: Bergen County and Upper Saddle River Borough records · APN 63-01012-0000-00005
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 44 WARE RD, UPPER SADDLE RIVER, NJ 07458-1920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage · SBA Mortgage US BANK NA |
| Apr 02, 2024 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Sep 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC |
| Oct 23, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage STRONG HOME MORTGAGE LLC |
| Mar 14, 2018 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 23, 2020 · Amount on Record |
| Deed Sale | Oct 23, 2020 · Amount on Record |
| Prior Sale | Jan 14, 2008 · Amount on Record |
| Deed Document Number | 2020109349 |
| Deed Book / Page | 3786 / 1668 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 44 WARE RD, UPPER SADDLE RIVER, NJ 07458-1920 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 44 WARL RD, UPPER SADDLE RIVER, NJ 07458-1920 |
| Document Number | 0056230838 |
|---|---|
| Date | Oct 17, 2025 |
| Book Page | 5623/838 |
| Instrument | 2025070664 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Aug 27, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 44 WARE RD, UPPER SADDLE RIVER, NJ 07458-1920 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 44 WARE RD, UPPER SADDLE RIVER, NJ 07458-1920 |
| Document Number | 0052041662 |
|---|---|
| Date | Apr 02, 2024 |
| Book Page | 5204/1662 |
| Instrument | 2024017766 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 27, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 44 WARE RD, UPPER SADDLE RIVER, NJ 07458-1920 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043650001 |
|---|---|
| Date | Sep 08, 2021 |
| Book Page | 4365/1 |
| Instrument | 2021141687 |
| Name | STRONG HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MANASSAS, VA 20110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 23, 2020 |
| Property Address | 44 WARE RD, UPPER SADDLE RIVER, NJ 07458-1920 |
| Document Number | 0037861668 |
| Book / Page | 3786 / 1668 |
| Instrument Date | Aug 19, 2020 |
| Instrument | 20-109349 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,840.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4201 CENROSE CIR, 4201, WESTWOOD, NJ 07675-2437 |
| Name | Verified Name |
|---|---|
| Address | 44 WARE RD, UPPER SADDLE RIVER, NJ 07458-1920 |
| Document Number | 20109350 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 20-109350 |
| Name | STRONG HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 44 WARE RD, UPPER SADDLE RIVER, NJ 07458-1920 |
| Document Number | 0028910746 |
| Instrument Date | Mar 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 44 WARE RD UPPER SADDLE RIVER NJ 074581920, UPPER SADDLE RIVER, NJ 07458-1920 |
| Document Number | 0028910746 |
|---|---|
| Date | Mar 27, 2018 |
| Book Page | 002891/000746 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 26, 2048 |
Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $377,500 (-) Land $250,400 Building $127,100 | $377,500 (-) Land $250,400 Building $127,100 | |
| 2025 | $9,777.00 (+1.73%) | $377,500 (-) Land $250,400 Building $127,100 | $377,500 (-) Land $250,400 Building $127,100 |
| 2024 | $9,611.00 (+2.96%) | ||
| 2023 | $377,500 Land $250,400 Building $127,100 | $377,500 Land $250,400 Building $127,100 | |
| 2022 | $9,335.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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