44 Waldo St, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 44 Waldo St, Pawtucket, RI 02860

Property Summary

Property Type	Duplex
Details	9 bd · 3 ba · 2,759 sqft · built 1900
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,465 (2025)
Deeds & Mortgages	Feb 2021 Refinance Dec 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:65 L:0239`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:65 L:0239`
Alternative APN	`650239`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	16 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,759 sqft Living Area
Gross Area	4,983 sqft
1st Floor Area	1,203 sqft
Attic	Attic
Attic Area	1,176 sqft
Basement Area	1,203 sqft
Unfinished Basement	1,203 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	650239
Street Address	44 WALDO ST
City	PAWTUCKET
State	RI
Zip	02860-5137
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RT
Legal Lot Number	239
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	1
Census Block	1031
Census Tract	16600

Owner

44 Waldo St, a duplex, is owned and occupied by two individuals who acquired it in March 2019.

Source: Pawtucket City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	44 WALDO ST, PAWTUCKET, RI 02860-5137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Dec 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Mar 13, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUAD CTY BK&TR
Nov 26, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 1, 2019
Transfer Doc	4346-228
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	44 WALDO ST, PAWTUCKET, RI 02860-5137
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00004638-2
Date	Feb 10, 2021
Book Page	4638/2
Instrument	76

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	44 WALDO ST, PAWTUCKET, RI 02860-5137
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4456-174
Date	Dec 9, 2019
Book Page	4456/174
Instrument	138

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2035

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Mar 13, 2019
Property Address	44 WALDO ST, PAWTUCKET, RI 02860-5137
Document Number	4346-228
Book / Page	004346 / 000228
Instrument Date	Mar 1, 2019
Instrument	12
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44 WALDO ST PAWTUCKET RI 028605137, PAWTUCKET, RI 02860-5137

Mortgage

Document Number	4346-230
Date	Mar 13, 2019
Book Page	004346/000230
Instrument	13

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 12, 2034

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	44 WALDO ST, PAWTUCKET, RI 02860-5137
Document Number	4317-239
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 WALDO ST PAWTUCKET RI 028605137, PAWTUCKET, RI 02860-5137

Mortgage

Document Number	4317-239
Date	Dec 11, 2018
Book Page	004317/000239
Instrument	20

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 44 Waldo St was $5,465.

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,465.00	$415,600 Land $82,700 Building $332,900	$572,431
2023	$4,708.00 (+2.17%)	$277,900 (-) Land $40,800 Building $237,100
2022	$4,608.00	$277,900 Land $40,800 Building $237,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Waldo St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 44 Waldo St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 865 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

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