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44 W Summit St, Apopka, FL 32712 Property Records

Orange County property record for 44 W Summit St, Apopka, FL 32712

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,452 sqft · built 1957
Lot Size0.319 acres (13,874 sqft)
Owner2 Individual Names on File
Last Sale$278,000 (Sep 2026)
Tax Bill$3,421 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-21-28-2204-02-040

Property Details

APN / Parcel Number

Primary APN04-21-28-2204-02-040
Alternative APNs
  • 282104220402040
  • 188942
  • 192431
  • 196086

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,452 sqft Living Area
Gross Area1,516 sqft
1st Floor Area1,452 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 2010
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,874 sqft (0.319 acres)

Exterior Amenities

PorchSlab
Porch Area64 sqft
Shed1 Shed
Shed Area3 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address44 W SUMMIT ST
CityAPOPKA
StateFL
Zip32712-4156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1A
Legal DescriptionDREAM LAKE HEIGHTS H/104 LOT 4 BLK B
Legal Range28E
Legal Township21S
Legal Section04
Legal SubdivisionDREAM LAKE HGTS
Legal Tract2204
Legal BlockB
Legal Lot Number4
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group2
Census Block2001
Census Tract17703

Owner

44 W Summit St is owned and occupied by two individuals who bought it in September 2026.

Source: Orange County records, as of September 22, 2026

Owner of Record2 Individual Names on File
Mailing Address44 W SUMMIT ST, APOPKA, FL 32712-4156
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2026 · Amount on File
Deed SaleSep 2, 2026 · Amount on File
Prior SaleDec 22, 2006 · Amount on File
Deed Document Number2026491898
Prior Transfer DateFeb 18, 2014
Prior Transfer Doc0000308898
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateSep 2, 2026
Property Address44 W SUMMIT ST, APOPKA, FL 32712-4156
Document Number0000491898
Instrument DateSep 1, 2026
Instrument2026491898
Transaction TypeTransfer
Record UpdatedSep 15, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$196,546.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 W SUMMIT ST, APOPKA, FL 32712-4156

Mortgage

Document Number0000491899,
DateSep 2, 2026
Instrument2026491899
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 44 W Summit St was $3,421, up 5.5% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApopka City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$221,574 (+1%)$232,280 (+3.67%) Land $75,000 Building $157,280
2025$3,421.00 (+5.52%)$201,431$224,060 Land $75,000 Building $149,060
2024$3,242.00 (+13.91%)
2023$2,846.00 (+13.21%)$195,984 (+15.3%) Land $75,000 Building $120,984$195,984 (+15.3%) Land $75,000 Building $120,984
2022$2,514.00$169,981 Land $50,000 Building $119,981$169,981 Land $50,000 Building $119,981

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 W Summit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 W Summit St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAPOPKA, CITY OF (5 WTPS)
serves 71,917 people · EPA ID FL3480200
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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