44 W Morningside Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 44 W Morningside Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,292 sqft · built 2004
Lot Size	0.135 acres (5,907 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Sep 2024)
Tax Bill	$5,080 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R60003000005270000`

Property Details

APN / Parcel Number

Primary APN	`R60003000005270000`
Alternative APN	`10545254`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,292 sqft Living Area
1st Floor Area	1,292 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,907 sqft (0.135 acres)
Garage Type	Attached
Garage Area	258 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	44 W MORNINGSIDE DR
City	BLUFFTON
State	SC
Zip	29910-7801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 150 SANDY POINTE PH 2 PB90 P95-97 PB91 P187-189 PB92 P14-16 PB95 P66-68 PB10
Legal Subdivision	SANDY POINT SUBDIVISION
Legal Phase	2
Legal Lot Number	150
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1002
Census Tract	2106

Owner

Source: Beaufort County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	BLUFFTON, SC 29910
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · FHA Mortgage LOWER LLC
Jun 9, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jun 19, 2017	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2024 · Amount on Record
Deed Sale	Sep 17, 2024 · Amount on Record
Prior Sale	Jun 19, 2017 · Amount on Record
Deed Document Number	202441006
Deed Book / Page	4367 / 1618
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	44 W MORNINGSIDE DR, BLUFFTON, SC 29910-7801
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039325
Date	Jul 7, 2022
Book Page	4162/1511
Instrument	2022039325

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	44 W MORNINGSIDE DR, BLUFFTON, SC 29910-7801
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042046
Date	Jun 9, 2021
Book Page	4022/531
Instrument	2021042046

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jun 19, 2017
Property Address	44 W MORNINGSIDE DR, BLUFFTON, SC 29910-7801
Document Number	0000032651
Book / Page	3584 / 0060
Map Reference	MB 95 PG 66
Instrument Date	Jun 9, 2017
Instrument	2017032651
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$682.65
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 W MORNINGSIDE DR, BLUFFTON, SC 29910-7801

Mortgage

Document Number	0000032652
Date	Jun 19, 2017
Instrument	2017032652

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,080.00 (+416.79%)	$20,100 (+67.84%)
2024	$983.00	$11,976 (-) Land $2,288 Building $9,688	$299,400 (-10.63%) Land $57,200 Building $242,200
2023	$983.00 (+8.26%)	$11,976 (+89.85%) Land $2,288 Building $9,688	$335,000 (+112.43%) Land $57,200 Building $277,800
2022	$908.00	$6,308 Land $1,760 Building $4,548	$157,700 Land $44,000 Building $113,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 428 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	428 in force
Nearby Flood Claims	31 (2015–2024)
Claims Outside the SFHA	30 of 31
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Tropical Storm Debby, Aug 2024 · 12 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Sparklight Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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