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44 W Main St, Waconia, MN 55387 Property Records

Carver County property record for 44 W Main St, Waconia, MN 55387

Property Summary

Property TypeCommercial Building, Warehouse, Showroom
Details2,400 sqft · built 1954
Lot Size0.121 acres (5,271 sqft)
OwnerCompany Name on Record
Last Sale$375,000 (Apr 2020)
Tax Bill$9,408 (2026)
Deeds & MortgagesJul 2020 Mortgage
Jul 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN75-0503850

Property Details

APN / Parcel Number

Primary APN75-0503850

Interior

Stories1 Story
Building Area2,400 sqft Heated Area
1st Floor Area2,400 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1996
Exterior MaterialConcrete Block
Lot Area5,271 sqft (0.121 acres)
Lot Dimensions150 ft deep x 33 ft wide

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemForced Air with A/C

Location & Zoning

Street Address44 W MAIN ST
CityWACONIA
StateMN
Zip55387-1020
Property CategoryCommercial
Property TypeCommercial > Retail > Commercial Building, Warehouse, Showroom
Legal DescriptionSECTION 13 TOWNSHIP 116 RANGE 025 CITY LOTS OF WACONIA LOT 012 BLOCK 038 P/O LOT 11 DESC AS: COMM AT SW CORN LOT 11 TH N TO
Legal Range025
Legal Township116
Legal Section13
Legal SubdivisionCITY LOTS OF WACONIA
Legal Block38
Legal Lot Number12
JurisdictionCARVER MN
Township / Civil DivisionWACONIA
Census Block Group2
Census Block2020
Census Tract90303

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address408 W 1ST ST, WACONIA, MN 55387-1201
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2020Deed of Trust, Mortgage
SOUTHPOINT FIN'L CU
Jul 8, 2020Deed of Trust, Mortgage
TWIN CITIES-METRO CERTIFIED DE
Apr 29, 2020Warranty Deed, Construction Loan
SOUTHPOINT FIN'L CU
Apr 12, 2018Deed of Trust, Mortgage · Line of Credit
HOMETOWN BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2020 · Amount on Record
Deed SaleApr 29, 2020 · Amount on Record
Prior SaleFeb 5, 2014 · Amount on Record
Deed Document Number2020694922
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARVER MN
Property Address44 W MAIN ST, WACONIA, MN 55387-1020
Document Number0000703411
Instrument DateJul 8, 2020
Transaction TypeMortgage
Record UpdatedNov 4, 2020
Title CompanyLAND TITLE CORPORATION, LAND TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address44 W MAIN ST WACONIA MN 553871020, WACONIA, MN 55387-1020

Mortgage

Document Number0000703411
DateAug 27, 2020
Instrument703411
Lender
NameSOUTHPOINT FIN'L CU
AddressSLEEPY EYE, MN 56085
Agreement
AmountAmount Recorded
Term180 Months
DueAug 26, 2035

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARVER MN
Property Address44 W MAIN ST, WACONIA, MN 55387-1020
Document Number0000703408
Instrument DateJul 8, 2020
Transaction TypeMortgage
Record UpdatedNov 2, 2020
Title CompanyLAND TITLE CORPORATION, LAND TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address44 W MAIN ST WACONIA MN 553871020, WACONIA, MN 55387-1020

Mortgage

Document Number0000703408
DateAug 27, 2020
Instrument703408
Lender
NameTWIN CITIES-METRO CERTIFIED DE
TypeConstruction/Development Company
AddressVADNAIS HEIGHTS, MN 55110
Agreement
AmountAmount Recorded

April 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCARVER MN
Recording DateApr 29, 2020
Property Address44 W MAIN ST, WACONIA, MN 55387-1020
Document Number0000694922
Instrument DateApr 29, 2020
Instrument694922
Transaction TypeConstruction Loan
Record UpdatedJul 8, 2020
Title CompanyTITLE MARK

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,238.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address141 W 1ST ST WACONIA MN 553871311, WACONIA, MN 55387-1311

Mortgage

Document Number694923
DateApr 29, 2020
Instrument694923
Lender
NameSOUTHPOINT FIN'L CU
AddressSLEEPY EYE, MN 56085
Agreement
AmountAmount Recorded
Term180 Months
DueApr 28, 2035
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number694924,
DateApr 29, 2020
Instrument694924
Lender
NameSOUTHPOINT FIN'L CU
AddressSLEEPY EYE, MN 56085
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueApr 28, 2021
Interest
Rate TypeAdjustable Rate

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARVER MN
Property Address44 W MAIN ST, WACONIA, MN 55387-1020
Document Number0000663319
Instrument DateApr 12, 2018
Transaction TypeMortgage
Record UpdatedJul 2, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address44 W MAIN ST WACONIA MN 553871020, WACONIA, MN 55387-1020

Mortgage

Document Number0000663319
DateJun 12, 2018
Instrument663319
Lender
NameHOMETOWN BK
TypeBank
AddressWACONIA, MN 55387
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJun 11, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarver County
MunicipalityWaconia City
Unified School DistrictWaconia Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,408.00 (+35.25%)$305,200 (+1.67%) Land $130,700 Building $174,500$305,200 (+1.67%) Land $130,700 Building $174,500
2025$300,200 (-) Land $130,700 Building $169,500$300,200 (-) Land $130,700 Building $169,500
2024$6,956.00 (+29.01%)$300,200 (+4.38%) Land $130,700 Building $169,500$300,200 (+4.38%) Land $130,700 Building $169,500
2023$5,392.00$287,600 Land $130,700 Building $156,900$287,600 Land $130,700 Building $156,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWaconia
serves 13,277 people · EPA ID MN1100010
Water SourceGroundwater
Last State InspectionDec 2024
Lead10 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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