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44 W Lake Dr, Cuthbert, GA 39840 Property Records

Randolph County property record for 44 W Lake Dr, Cuthbert, GA 39840

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,028 sqft · built 1957
Lot Size0.71 acres (30,928 sqft)
OwnerIndividual Name on File
Last Sale$75,900 (Jul 2016)
Tax Bill$2,928 (2025)
Deeds & MortgagesJul 2016 Second Mortgage
Jul 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APNCU28 023

Property Details

APN / Parcel Number

Primary APNCU28 023
Alternative APN
  • 3976

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,028 sqft Heated Area
1st Floor Area2,028 sqft
Utility Area84 sqft
Utility RoomUtility Room
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1984
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialMetal
Lot Area30,928 sqft (0.71 acres)
Lot Dimensions247 ft deep x 77 ft wide
Garage Area276 sqft

Exterior Amenities

PorchSlab
Porch Area500 sqft
Canopy576 sqft
Utility Building816 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3976
Street Address44 W LAKE DR
CityCUTHBERT
StateGA
Zip39840-6022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal Description2016 DD12-220 WEST LAKE DR LL194 LD9
Legal SubdivisionLAKE VIEW SUB
JurisdictionRANDOLPH GA
Township / Civil DivisionCUTHBERT
Census Block Group4
Census Block4038
Census Tract790200

Owner

44 W Lake Dr is owned and occupied by an individual who bought it in July 2016.

Source: Randolph County records, as of March 23, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 284, CUTHBERT, GA 39840-0284
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2016Deed of Trust, Mortgage · Stand-Alone Second Mortgage
HOMEOWNERS MORTGAGE
Jul 20, 2021Deed of Trust, Mortgage · Line of Credit
REGIONS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2016 · Amount on File
Deed SaleJul 28, 2016 · Amount on File
Deed Document Number2016203
Deed Book / PageDD12 / 220
Prior Transfer DateNov 1, 2010
Prior Transfer Doc00CC11/325
Record UpdatedSep 20, 2026

July 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANDOLPH GA
Property Address44 W LAKE DR, CUTHBERT, GA 39840-6022
Transaction TypeMortgage
Record UpdatedJun 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00DD12/223
DateJul 29, 2016
Book PageDD12/223
Lender
NameHOMEOWNERS MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term180 Months
DueAug 1, 2031

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANDOLPH GA
Property Address44 W LAKE DR, CUTHBERT, GA 39840-6022
Transaction TypeMortgage
Record UpdatedFeb 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 W LAKE DR, CUTHBERT, GA 39840-6022

Mortgage

Document Number000000CC13/0000000799
DateJul 20, 2021
Book Page000000CC13/0000000799
Lender
NameREGIONS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 44 W Lake Dr was $2,928 with a homeowner's exemption.

Source: Randolph County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateGeorgia
MunicipalityCuthbert City
CountyRandolph County
Unified School DistrictRandolph County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,928.00 Homeowner's exemption$60,576 Land $5,000 Building $55,576$151,440 Land $12,500 Building $138,940
2023$2,453.00 Homeowner's exemption$53,976 Land $4,560 Building $49,416$134,940 Land $11,400 Building $123,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 W Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 W Lake Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCUTHBERT
serves 2,835 people · EPA ID GA2430000
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber		2,000 / 2,000
Mediacom Xtream
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20

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