44 W Gate Rd, Suffern, NY 10901 Property Records

Rockland County and Ramapo Town property record for 44 W Gate Rd, Suffern, NY 10901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,924 sqft · built 1977
Lot Size	0.839 acres (36,590 sqft)
Owner	2 Individual Names on File
Last Sale	$501,000 (May 2019)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`392617 40.19-1-48`

Property Details

APN / Parcel Number

Primary APN	`392617 40.19-1-48`
Alternative APNs	`261704001900010480000000` `00416360000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,924 sqft Living Area
1st Floor Area	1,884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	36,590 sqft (0.839 acres)
Lot Dimensions	254 ft deep x 145 ft wide
Garage Type	Basement
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00416360000
Old Parcel Number	261704001900010480000000
Street Address	44 W GATE RD
City	SUFFERN
State	NY
Zip	10901-3123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGLE RESIDENCE
Legal Description	3/2/78
Legal Subdivision	KINGSGATE SEC 2-4
Legal Block	1
Legal Lot Number	48.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	3
Census Block	3058
Census Tract	11601

Owner

44 W Gate Rd is owned and occupied by two individuals who bought it in May 2019.

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	44 W GATE RD, SUFFERN, NY 10901-3123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
May 9, 2019	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2019 · Amount on File
Deed Sale	May 9, 2019 · Amount on File
Deed Document Number	0201913270
Deed Book / Page	2019 / 13270
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	44 W GATE RD, SUFFERN, NY 10901-3123
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040266
Date	Sep 24, 2021
Instrument	2021-00040266

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	44 W GATE RD, SUFFERN, NY 10901-3123
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040267
Date	Sep 24, 2021
Instrument	2021-00040267

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROCKLAND NY
Recording Date	May 9, 2019
Property Address	44 W GATE RD, SUFFERN, NY 10901-3123
Document Number	0000013270
Instrument Date	May 3, 2019
Instrument	13270
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	FAMILY ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,004.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	53 ROCKLEDGE DR SUFFERN NY 109014646, SUFFERN, NY 10901-4646

Mortgage

Document Number	13271
Date	May 9, 2019
Instrument	13271

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 8, 2049

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	Montebello Village
Unified School District	Suffern Central School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$59,200 (+1.34%) Land $20,000 Building $39,200	$762,887 (+794.36%) Land $257,732 Building $505,155
2023	$58,415 Land $20,000 Building $38,415	$85,300 Land $29,205 Building $56,095

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 44 W Gate Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1979–2011)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 W Gate Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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