44 W Franklin St, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 44 W Franklin St, Bound Brook, NJ 08805

Property Summary

Property Type	Single Family Home
Details	2,415 sqft · built 1915
Lot Size	0.184 acres (8,002 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Nov 2019)
Tax Bill	$11,236 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00048-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`04-00048-0000-00005`
Alternative APN	`040004800005`

Interior

Stories	2 Stories
Building Area	2,415 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Construction Type	Frame
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	44 W FRANKLIN ST
City	BOUND BROOK
State	NJ
Zip	08805-1940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	BOUND BROOK
Legal Block	48
Legal Lot Number	5
Jurisdiction	SOMERSET NJ
Township / Civil Division	BOUND BROOK
Census Block Group	2
Census Block	2005
Census Tract	51100

Owner

Source: Somerset County and Bound Brook Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	44 W FRANKLIN ST, BOUND BROOK, NJ 08805-1940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Apr 14, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Nov 19, 2019	Grant Deed, Transfer · FHA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2019 · Amount on Record
Deed Sale	Nov 19, 2019 · Amount on Record
Deed Document Number	201944659
Deed Book / Page	7168 / 1340
Prior Transfer Date	Feb 11, 2016
Prior Transfer Doc	0000019469
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	44 W FRANKLIN ST, BOUND BROOK, NJ 08805-1940
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041033
Date	Oct 3, 2022
Book Page	7472/2541
Instrument	2022041033

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	44 W FRANKLIN ST, BOUND BROOK, NJ 08805-1940
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023786
Date	Apr 14, 2021
Book Page	7331/1609
Instrument	2021023786

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Nov 19, 2019
Property Address	44 W FRANKLIN ST, BOUND BROOK, NJ 08805-1940
Document Number	0000044659
Book / Page	007168 / 001340
Instrument Date	Nov 4, 2019
Instrument	44659
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	ALL PRO TITLE GROUP LLC, ALL PRO TITLE GRP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 W FRANKLIN ST BOUND BROOK NJ 088051940, BOUND BROOK, NJ 08805-1940

Mortgage

Document Number	44660
Date	Nov 19, 2019
Book Page	007168/001346
Instrument	44660

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

Tax Assessment & Valuation

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bound Brook Borough
Unified School District	Bound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$596,400 (+17.15%) Land $258,000 Building $338,400	$596,400 (+17.15%) Land $258,000 Building $338,400
2025	$11,236.00 (+2.85%)	$509,100 (+14.38%) Land $233,000 Building $276,100	$509,100 (+14.38%) Land $233,000 Building $276,100
2024	$10,925.00 (+6.45%)
2023		$445,100 Land $183,000 Building $262,100	$445,100 Land $183,000 Building $262,100
2022	$10,263.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	899 (1978–2025)
Claims Outside the SFHA	103 of 899
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 171 claims Severe Storms And Flooding, Apr 2010 · 267 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 219 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T.

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