44 W 31st St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 44 W 31st St, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 570 sqft
Lot Size0.126 acres (5,500 sqft)
Owner2 Individual Names on File
Last Sale$90,000 (Apr 2023)
Tax Bill$1,590 (2025)
Deeds & MortgagesApr 2023 Sale
Flood ZoneZone X (minimal risk)
APN056-13-13-038.00

Property Details

APN / Parcel Number

Primary APN056-13-13-038.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area570 sqft Finished Area

Exterior

Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area5,500 sqft (0.126 acres)
Lot Dimensions110 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address44 W 31ST ST
CityCOVINGTON
StateKY
Zip41015-1217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROGERS LOT 197 & PT LOTS 198-234-235 50'X 110' SS 30TH ST 100' E ROGERS
Legal SubdivisionROGERS M
Legal Phase35
Legal Lot Number197,198
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1002
Census Tract61400

Owner

44 W 31st St is owned by two individuals who bought it in April 2023.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address927 WESTERN AVE, COVINGTON, KY 41011-2029
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2023 · Amount on File
Deed SaleApr 11, 2023 · Amount on File
Deed Document Number20235
Deed Book / Page221 / 435
Record UpdatedOct 29, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 11, 2023
Property Address44 W 31ST ST, COVINGTON, KY 41015-1217
Document Number0005900005
Book / PageKC 221 / 435
Instrument DateApr 7, 2023
Instrument23041105900005
Transaction TypeTransfer
Record UpdatedMay 9, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address103 WALLACE AVE, COVINGTON, KY 41014-1260

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address44 W 31ST ST, COVINGTON, KY 41015-1217

Tax Assessment & Valuation

The 2025 property tax bill for 44 W 31st St was $1,590.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$120,000 (-) Land $10,000 Building $110,000$120,000 (-) Land $10,000 Building $110,000
2025$1,590.00$120,000 Land $5,000 Building $115,000$120,000 Land $5,000 Building $115,000
2023$1,367.00$102,700 Land $5,000 Building $97,700$102,700 Land $5,000 Building $97,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 W 31st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 W 31st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on W 31st St

Nearby Streets

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