44 Vley Rd, Scotia (Schenectady), NY 12302 Property Records

Schenectady County and Glenville Town property record for 44 Vley Rd, Scotia, NY 12302

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,332 sqft · built 1928
Lot Size0.107 acres (4,666 sqft)
OwnerIndividual Name on Record
Last Sale$131,500 (Jul 2018)
Tax Bill$6,551 (2026)
Deeds & MortgagesSep 2023 Mortgage
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN422201 38.28-3-20

Property Details

APN / Parcel Number

Primary APN422201 38.28-3-20
Alternative APNs
  • 220103802800030200000000
  • A12308

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,332 sqft Living Area
1st Floor Area888 sqft
Upper Floors Area444 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area4,666 sqft (0.107 acres)
Lot Dimensions140 ft deep x 33.3 ft wide
Garage TypeDetached
Garage Area231 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area290 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberA12308
Street Address44 VLEY RD
CitySCHENECTADY
StateNY
Zip12302-2134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionCP SANDERS L9 HLG
Legal SubdivisionTHE C P SANDERS ESTATES
Legal Block3
Legal Lot Number20.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group3
Census Block3001
Census Tract32200

Owner

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address44 VLEY RD, SCHENECTADY, NY 12302-2134
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2023Deed of Trust, Mortgage · Conventional Mortgage
SUNMARK FCU
Oct 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 23, 2018Deed, Transfer · FHA Mortgage
HOMESTEAD FUNDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2018 · Amount on Record
Deed SaleJul 23, 2018 · Amount on Record
Deed Document Number201832247
Deed Book / Page1991 / 971
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address44 VLEY RD, SCOTIA, NY 12302-2134
Transaction TypeMortgage
Record UpdatedSep 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 VLEY RD, SCOTIA, NY 12302-2134

Mortgage

Document Number0000050319
DateSep 6, 2023
Book Page5328/610
Instrument202350319
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueAug 27, 2038

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address44 VLEY RD, SCOTIA, NY 12302-2134
Transaction TypeMortgage
Record UpdatedNov 12, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 VLEY R D, D, SCHENECTADY, NY 12302-2134

Mortgage

Document Number0000054095
DateOct 28, 2021
Book Page5162/681
Instrument202154095
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2036

July 2018: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateJul 23, 2018
Property Address44 VLEY RD, SCOTIA, NY 12302-2134
Document Number0000032247
Book / Page1991 / 971
Map ReferenceMB2 PG34
Instrument DateMay 7, 2018
Instrument201832247
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$526.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address64 TURQUOISE AVE, 64, NAPLES, FL 34114-8240

Transferred To (Grantee/Buyer)

NameVerified Name
Address1252 CHRISLER AVE, SCHENECTADY, NY 12303-1817

Mortgage

Document Number0000032249
DateJul 23, 2018
Book Page4852/363
Instrument201832249
Lender
NameHOMESTEAD FUNDING
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
MunicipalityScotia Village
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,551.00 (+2.55%)
2025$6,388.00$125,300 (-) Land $16,000 Building $109,300$227,818 (+23.64%) Land $29,091 Building $198,727
2023$125,300 Land $16,000 Building $109,300$184,265 Land $23,529 Building $160,736

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTIA VILLAGE WATER WORKS
serves 12,800 people · EPA ID NY4600071
Water SourceGroundwater
Last State InspectionSep 2025
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Jan 2021
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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