Dukes County and Oak Bluffs Town property record for 44 Vineyard Ave, Oak Bluffs, MA 02557
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,574 sqft · built 1931 |
| Lot Size | 0.465 acres (20,239 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Apr 1994) |
| Tax Bill | $4,587 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | OAKB M:0011 B:0242 L:000 |
| Primary APN | OAKB M:0011 B:0242 L:000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,574 sqft Living Area |
| Gross Area | 3,546 sqft |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Cottage |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,239 sqft (0.465 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1846 |
|---|---|
| Street Address | 44 VINEYARD AVE |
| City | OAK BLUFFS |
| State | MA |
| Zip | 02557-7292 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 242 |
| Jurisdiction | OAK BLUFFS MA |
| Township / Civil Division | OAK BLUFFS |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 200200 |
44 Vineyard Ave is owned by two individuals who bought it in April 1994.
Source: Dukes County and Oak Bluffs Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 2519, OAK BLUFFS, MA 02557-2519 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 1994 · Amount on File |
| Deed Sale | Apr 14, 1994 · Amount on File |
| Deed Book / Page | 631 / 467 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAK BLUFFS MA |
| Property Address | 44 VINEYARD AVE, OAK BLUFFS, MA 02557-7292 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001649-529 |
|---|---|
| Date | Mar 6, 2023 |
| Book Page | 1649/529 |
| Instrument | 1032 |
| Name | MARTHA VINEYARD SAVING BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.13% |
| Type Change Date | Apr 1, 2028 |
| Index | 1-Year CMT |
The 2025 property tax bill for 44 Vineyard Ave was $4,587, up 0.5% from the year before.
Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Dukes County |
| County Subdivision | Oak Bluffs Town |
| Elementary School District | Oak Bluffs School District (PK - 08) |
| Secondary School District | Martha's Vineyard School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,587.00 (+0.53%) | $908,400 (+4.11%) Land $507,100 Building $401,300 | $1,028,941 |
| 2024 | $4,563.00 (+1.31%) | $872,500 (+2.27%) Land $460,800 Building $411,700 | |
| 2023 | $4,504.00 | $853,100 Land $447,800 Building $405,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44 Vineyard Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (1992) |
| Most Recent Claim | Dec 1992 · Winter Coastal Storm |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 44 Vineyard Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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