44 Vesper St, Fairfield, CT 06825 Property Records

Fairfield Town property record for 44 Vesper St, Fairfield, CT 06825 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,308 sqft · built 1969
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Tax Bill	$6,512 (2025)
Deeds & Mortgages	Dec 2025 Reverse Mortgage Dec 2025 Reverse Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`FAIR M:42 B:394`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:42 B:394`
Alternative APNs	`FFLD M:42 B:394` `M:042 L:394 X` `12895`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
Gross Area	2,724 sqft
Basement Area	1,056 sqft
Finished Basement	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	12895
Street Address	44 VESPER ST
City	FAIRFIELD
State	CT
Zip	06825-4333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	394
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2010
Census Tract	61200

Owner

Source: Fairfield Town records · APN FAIR M:42 B:394

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	44 VESPER ST, FAIRFIELD, CT 06825-4333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Reverse Mortgage GOODLIFE HOME LOANS
Dec 18, 2025	Deed of Trust, Mortgage · Reverse Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 08, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GOURP
Feb 08, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GOURP
Apr 11, 2017	Deed of Trust, Mortgage PEOPLES UNITED BANK
Jan 27, 2019	Deed of Trust, Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	44 VESPER ST, FAIRFIELD, CT 06825-4333
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006677-288
Date	Dec 18, 2025
Book Page	6677/288
Instrument	2025-6596

Lender

Name	GOODLIFE HOME LOANS

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	697 Months
Due	Jan 01, 2084

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	44 VESPER ST, FAIRFIELD, CT 06825-4333
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006677-302
Date	Dec 18, 2025
Book Page	6677/302
Instrument	2025-6597

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	697 Months
Due	Jan 01, 2084

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	44 VESPER ST, FAIRFIELD, CT 06825-4333
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006278-287
Date	Feb 08, 2022
Book Page	6278/287
Instrument	2022-1062

Lender

Name	AMERICAN ADVISORS GOURP
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	757 Months
Due	Mar 01, 2085

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	44 VESPER ST, FAIRFIELD, CT 06825-4333
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006278-300
Date	Feb 08, 2022
Book Page	6278/300
Instrument	2022-1063

Lender

Name	AMERICAN ADVISORS GOURP
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	757 Months
Due	Mar 01, 2085

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	44 VESPER ST, FAIRFIELD, CT 06825-4333
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5533-153
Date	Apr 11, 2017
Book Page	5533/153

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 01, 2037

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	44 VESPER ST, FAIRFIELD, CT 06825-4333
Document Number	5748-1
Instrument Date	Jan 27, 2019
Transaction Type	Mortgage
Record Updated	Mar 05, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 VESPER ST FAIRFIELD CT 068254333, FAIRFIELD, CT 06825-4333

Mortgage

Document Number	5748-1
Date	Feb 15, 2019
Book Page	005748/000001
Instrument	912

Lender

Name	AMERICAN ADVISORS

Agreement

Amount	Amount Recorded
Term	792 Months
Due	Feb 14, 2085

Tax Assessment & Valuation

Source: Fairfield Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,512.00	$229,390 (-) Land $167,580 Building $61,810	$160,573 Land $117,306 Building $43,267
2024	$6,512.00 (+3.18%)
2023	$6,311.00	$229,390 Land $167,580 Building $61,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09001C, updated November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 600 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Frontier	Fiber	7,000 / 7,000
GoNetspeed	Fiber	2,000 / 2,000
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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