44 Valley Trl, Covington, GA 30014 Property Records

Newton County property record for 44 Valley Trl, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,269 sqft · built 1984
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on File
Last Sale	$166,900 (May 1998)
Tax Bill	$3,639 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0099A-00000-021-000`

Property Details

APN / Parcel Number

Primary APN	`0099A-00000-021-000`
Alternative APNs	`0099A 021` `31908`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,269 sqft Heated Area
1st Floor Area	2,269 sqft
Basement Area	1,361 sqft
Unfinished Basement	1,361 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	69,696 sqft (1.6 acres)
Garage Area	273 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	31908
Old Parcel Number	0099A 021
Street Address	44 VALLEY TRL
City	COVINGTON
State	GA
Zip	30014-1644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.6AC L 69 DF-SD LL215 D1
Legal Subdivision	DEERFIELD SUBDIVISION
Jurisdiction	NEWTON GA
Township / Civil Division	MANSFIELD
Census Block Group	1
Census Block	1041
Census Tract	100202

Owner

44 Valley Trl is owned and occupied by two individuals who bought it in May 1998.

Source: Newton County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	44 VALLEY TRL, COVINGTON, GA 30014-1644
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL
Jan 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage ELEMENTS FIN'L FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 1998 · Amount on File
Deed Sale	May 19, 1998 · Amount on File
Deed Document Number	0000730174
Deed Book / Page	730 / 174
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	44 VALLEY TRL, COVINGTON, GA 30014-1644
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 VALLEY TRL, COVINGTON, GA 30014-1644

Mortgage

Document Number	0041510000000139
Date	Mar 1, 2021
Book Page	0000004151/0000000139
Instrument	003671

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	44 VALLEY TRL, COVINGTON, GA 30014-1644
Document Number	0035250304
Book / Page	003525 / 000304
Instrument Date	Jan 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44 VALLEY TRL COVINGTON GA 300141644, COVINGTON, GA 30014-1644

Mortgage

Document Number	0035250304
Date	Jan 18, 2017
Book Page	003525/000304
Instrument	757

Lender

Name	ELEMENTS FIN'L FCU
Address	INDIANAPOLIS, IN 46202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 44 Valley Trl was $3,639 with a homeowner's exemption, up 3.4% from the year before.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,639.00 (+3.38%) Homeowner's exemption	$153,720 (+7.62%) Land $22,000 Building $131,720	$384,300 (+7.62%) Land $55,000 Building $329,300
2024	$3,520.00 Homeowner's exemption	$142,840 (+6.34%) Land $22,000 Building $120,840	$357,100 (+6.34%) Land $55,000 Building $302,100
2023		$134,320 Land $13,000 Building $121,320	$335,800 Land $32,500 Building $303,300
2022	$3,073.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Valley Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Valley Trl is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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