44 Track Ln, Lugoff, SC 29078 Property Records

Kershaw County property record for 44 Track Ln, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	4,982 sqft · built 2006
Lot Size	10.1 acres (442,570 sqft)
Owner	Owner Name on Record
Last Sale	$75,000 (Nov 2005)
Tax Bill	$2,697 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`266-00-00-007A-SDO`

Property Details

APN / Parcel Number

Primary APN	`266-00-00-007A-SDO`
Alternative APN	`51777`

Interior

Stories	2 Stories
Building Area	4,982 sqft Gross Area
Gross Area	3,114 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick
Lot Area	442,570 sqft (10.1 acres)
Garage Type	Attached
Garage Area	564 sqft
Porch	Porch
Porch Area	864 sqft

Location & Zoning

Account Number	51777
Old Parcel Number	266-00-00-007A SDO
Street Address	44 TRACK LN
City	LUGOFF
State	SC
Zip	29078-8878
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MRD-1
Legal Description	DIST:280 MAP REF:BK B164 PG 4A
Legal Subdivision	CARON H MARBLE
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1009
Census Tract	970401

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	44 TRACK LN, LUGOFF, SC 29078-8878
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST PALMETTO BK
Dec 21, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST PALMETTO BK

Assessor's Deed Record

Last Sale	Nov 22, 2005 · Amount on Record
Deed Sale	Nov 22, 2005 · Amount on Record
Deed Document Number	0001872242
Deed Book / Page	1872 / 242
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	44 TRACK LN, LUGOFF, SC 29078-8878
Document Number	0000012384
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 TRACK LN LUGOFF SC 290788878, LUGOFF, SC 29078-8878

Mortgage

Document Number	0000012384
Date	Dec 29, 2020
Book Page	004375/000139
Instrument	12384

Lender

Name	FIRST PALMETTO BK
Type	Bank
Address	CAMDEN, 29020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 28, 2030

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	44 TRACK LN, LUGOFF, SC 29078-8878
Document Number	0000012383
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	44 TRACK LN LUGOFF SC 290788878, LUGOFF, SC 29078-8878

Mortgage

Document Number	0000012383
Date	Dec 29, 2020
Book Page	004375/000124
Instrument	12383

Lender

Name	FIRST PALMETTO BK
Type	Bank
Address	CAMDEN, SC 29020

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Dec 28, 2035

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,697.00 (+811.15%)	$418,700 (-) Land $75,800 Building $342,900	$418,700 (-)
2023	$296.00	$418,700 Land $75,800 Building $342,900	$418,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1989–2020)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Mar 2020 · other causes
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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