Knott County property record for 44 Tower Rd, Garner, KY 41817
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 396 sqft · built 1989 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $111 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-00 00 019.03 |
| Primary APN | 070-00 00 019.03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 396 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Shed Roof |
| Roof Material | Metal |
| Lot Area | 21,780 sqft (0.5 acres) |
| Terrain | Steep |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Account Number | 106288 |
|---|---|
| Street Address | 44 TOWER RD |
| City | GARNER |
| State | KY |
| Zip | 41817-9029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | LOT |
| Jurisdiction | KNOTT KY |
| Township / Civil Division | HINDMAN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 960300 |
Source: Knott County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5454 HIGHWAY 160 S, LITTCARR, KY 41834-9011 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 1993 |
| Deed Sale | May 1, 1993 |
| Deed Document Number | 0000165421 |
| Record Updated | Jun 8, 2026 |
Source: Knott County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Knott County |
| Unified School District | Knott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $111.00 (+1,01%) | $10,000 (-) Land $10,000 | $10,000 (-) Land $10,000 |
| 2023 | $10.00 | $10,000 | $10,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 14 (1981–2014) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Aug 2014 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 93% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KNOTT CO WATER & SEWER DISTRICT serves 8,955 people · EPA ID KY0600062 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Thacker-Grigsby Telephone Fiber | 1,000 / 1,000 |
May also be available: T-Mobile.
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