44 Toro Loop, Belen, NM 87002 Property Records

Valencia County property record for 44 Toro Loop, Belen, NM 87002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,736 sqft · built 2012
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,657 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R128406`

Property Details

APN / Parcel Number

Primary APN	`R128406`
Alternative APN	`1 021 019 090 290 000070`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,736 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	435,600 sqft (10 acres)

Location & Zoning

Account Number	R128406
Street Address	44 TORO LOOP
City	BELEN
State	NM
Zip	87002-6400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD TIERRA GRANDE LOT 7 BLOCK 5 UNIT 24 10.00 AC
Legal Subdivision	TIERRA GRANDE
Legal Block	5
Legal Lot Number	7
Legal Unit	24
Jurisdiction	VALENCIA NM
Township / Civil Division	BELEN
Census Block Group	1
Census Block	1178
Census Tract	971100

Owner

Source: Valencia County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 TORO LOOP, BELEN, NM 87002-6400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed of Trust, Mortgage · Line of Credit KIRTLAND FCU
Nov 30, 2020	Warranty Deed, Transfer · VA Mortgage WATERSTONE MTG CORP
Jun 18, 2019	Warranty Deed, Transfer · VA Mortgage WATERSTONE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2020
Deed Sale	Nov 30, 2020
Prior Sale	Nov 30, 2020 · Amount on Record
Deed Document Number	202013944
Prior Transfer Date	Nov 24, 2020
Prior Transfer Doc	0202013943
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALENCIA NM
Property Address	44 TORO LOOP, BELEN, NM 87002-6400
Transaction Type	Mortgage
Record Updated	Mar 10, 2023
Title Company	FIDELITY NATIONAL TITLE, FNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202212785
Date	Oct 18, 2022
Instrument	202212785

Lender

Name	KIRTLAND FCU
Type	Credit Union
Address	ALBUQUERQUE, NM 87108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	288 Months
Due	Oct 17, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VALENCIA NM
Recording Date	Nov 30, 2020
Property Address	44 TORO LOOP, BELEN, NM 87002-6400
Document Number	0000013944
Instrument Date	Nov 24, 2020
Instrument	13944
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	44 TORO LOOP BELEN NM 870026400, BELEN, NM 87002-6400

Mortgage

Document Number	13945
Date	Nov 30, 2020
Instrument	13945

Lender

Name	WATERSTONE MTG CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VALENCIA NM
Recording Date	Jun 18, 2019
Property Address	44 TORO LOOP, BELEN, NM 87002-6400
Document Number	0000006143
Instrument Date	Jun 17, 2019
Instrument	6143
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	44 TORO LOOP BELEN NM 870026400, BELEN, NM 87002-6400

Mortgage

Document Number	6144
Date	Jun 18, 2019
Instrument	6144

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2049

Tax Assessment & Valuation

Source: Valencia County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	New Mexico
County	Valencia County
Unified School District	Belen Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,657.00 (+22.56%)	$56,500 (-) Land $7,333 Building $49,167	$169,500 (-) Land $22,000 Building $147,500
2023	$1,352.00	$56,500 Land $7,333 Building $49,167	$169,500 Land $22,000 Building $147,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 74% of New Mexico
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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